400 Main St, Phoenixville, PA 19460 Property Records

Chester County property record for 400 Main St, Phoenixville, PA 19460

Property Summary

Property Type	Commercial Office
Details	12,816 sqft · built 1910
Lot Size	0.622 acres (27,103 sqft)
Owner	Company Name on File
Last Sale	$650,000 (May 2017)
Tax Bill	$2,178 (2026)
Deeds & Mortgages	Oct 2023 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-13-503`

Property Details

APN / Parcel Number

Primary APN	`15-13-503`
Alternative APNs	`1513 05030000` `1513 0503`

Interior

Building Area	12,816 sqft Total Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	27,103 sqft (0.622 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	400 MAIN ST
City	PHOENIXVILLE
State	PA
Zip	19460-3810
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	NCR2
Legal Description	LOT 10 & OFFICES
Legal Lot Number	10
Jurisdiction	CHESTER PA
Township / Civil Division	PHOENIXVILLE
Census Block Group	3
Census Block	3035
Census Tract	300700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Phoenixville Historic District (Boundary Decrease) listed 2012 · 117 contributing resources · NRIS 12000220

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

400 Main St, a commercial property, is owned by a company that bought it in May 2017.

Source: Chester County records, as of May 28, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 276, PHOENIXVILLE, PA 19460-0276
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Deed of Trust, Mortgage · Commercial Mortgage CITADEL FCU
May 4, 2017	Deed, Transfer · Commercial Mortgage VIST FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2017 · Amount on File
Deed Sale	May 4, 2017 · Amount on File
Prior Sale	Jul 23, 2008 · Amount on File
Deed Document Number	201711541273
Deed Book / Page	9535 / 992
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	400 MAIN ST, PHOENIXVILLE, PA 19460-3810
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 BRIDGE ST, PHOENIXVILLE, PA 19460-3448

Mortgage

Document Number	0111190617
Date	Oct 4, 2023
Book Page	11119/617
Instrument	11995592

Lender

Name	CITADEL FCU
Type	Credit Union
Address	EXTON, PA 19341

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER PA
Recording Date	May 4, 2017
Property Address	400 MAIN ST, PHOENIXVILLE, PA 19460-3810
Document Number	0095350992
Book / Page	9535 / 0992
Instrument Date	Apr 28, 2017
Instrument	11541273
Transaction Type	Transfer
Record Updated	Aug 29, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 276, PHOENIXVILLE, PA 19460-0276

Mortgage

Document Number	0095350998
Date	May 4, 2017
Book Page	9535/0998
Instrument	11541274

Lender

Name	VIST FINANCIAL
Type	Funding / Finance Company
Address	READING, PA 19610

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 400 Main St was $2,178.

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
Municipality	Phoenixville Borough
Unified School District	Phoenixville Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,178.00	$445,350 Land $64,890 Building $380,460	$449,480 Land $64,890 Building $384,590
2024	$20,441.00	$445,350 Land $64,890 Building $380,460
1998			$449,480 Land $64,890 Building $384,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHOENIXVILLE WATER DEPT serves 16,599 people · EPA ID PA1150077
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2024
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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