400 Main St, Osterville, MA 02655 Property Records

Barnstable County and Barnstable Town City property record for 400 Main St, Osterville, MA 02655

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,324 sqft · built 1973
Lot Size	0.42 acres (18,295 sqft)
Owner	Company Name on Record
Last Sale	$1,150,000 (Apr 2019)
Tax Bill	$15,106 (2025)
Deeds & Mortgages	Nov 2025 Transfer Dec 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`OSTE M:165 L:088`

Property Details

APN / Parcel Number

Primary APN	`OSTE M:165 L:088`
Alternative APN	`91215`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,324 sqft Living Area
Gross Area	6,236 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	91215
Street Address	400 MAIN ST
City	OSTERVILLE
State	MA
Zip	02655-1726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Lot Number	88
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	3
Census Block	3011
Census Tract	13002

Owner

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	400 MAIN ST, OSTERVILLE, MA 02655-1726
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Quit Claim Deed, Transfer Quitclaim
Dec 24, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 6, 2020	Deed of Trust, Mortgage GUARANTEED RATE
Apr 19, 2019	Quit Claim Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2019 · Amount on Record
Deed Sale	Apr 19, 2019 · Amount on Record
Prior Sale	Feb 29, 2008 · Amount on Record
Last Transfer Date	Nov 30, 2020
Transfer Doc	0001415487
Record Updated	Oct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Nov 24, 2025
Property Address	400 MAIN ST, OSTERVILLE, MA 02655-1726
Document Number	0001534649
Instrument Date	Nov 4, 2025
Instrument	1534649
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 MAIN ST, OSTERVILLE, MA 02655-1726

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Dec 24, 2020
Property Address	400 MAIN ST, OSTERVILLE, MA 02655-1726
Document Number	0001415487
Instrument Date	Nov 30, 2020
Instrument	1415487
Transaction Type	Transfer
Record Updated	Jan 19, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	400 MAIN ST OSTERVILLE MA 026551726, OSTERVILLE, MA 02655-1726

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	400 MAIN ST, OSTERVILLE, MA 02655-1726
Document Number	0001387807
Instrument Date	Jan 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	400 MAIN ST OSTERVILLE MA 026551726, OSTERVILLE, MA 02655-1726

Mortgage

Document Number	0001387807
Date	Jan 7, 2020
Instrument	1387807

Lender

Name	GUARANTEED RATE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2050

Interest

Rate Type	Adjustable Rate

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Apr 19, 2019
Property Address	400 MAIN ST, OSTERVILLE, MA 02655-1726
Document Number	0001368322
Instrument Date	Apr 16, 2019
Instrument	1368322
Transaction Type	Transfer
Record Updated	May 7, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,555.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 GABLE RIDGE RD WESTBOROUGH MA 015812217, WESTBOROUGH, MA 01581-2217

Mortgage

Document Number	1368323
Date	Apr 19, 2019
Instrument	1368323

Lender

Name	GUARANTEED RATE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,106.00 (+21.98%)	$1,867,300 (+17.77%) Land $618,200 Building $1,249,100	$1,811,745
2024	$12,384.00 (-3.66%)	$1,585,600 (+2.87%) Land $471,300 Building $1,114,300
2023	$12,855.00	$1,541,400 Land $554,900 Building $986,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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