400 Main St, Narrows, VA 24124 Property Records

Giles County property record for 400 Main St, Narrows, VA 24124

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 685 sqft · built 1950
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on File
Last Sale	$25,200 (Dec 2012)
Tax Bill	$579 (2025)
Flood Zone	Zone X (minimal risk)
APN	`38A 10 L 153`

Property Details

APN / Parcel Number

Primary APN	`38A 10 L 153`
Alternative APN	`7958`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	685 sqft Living Area
1st Floor Area	685 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,878 sqft (0.64 acres)
Terrain	Rolling
Garage Area	775 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	7958
Street Address	400 MAIN ST
City	NARROWS
State	VA
Zip	24124-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR-2
Legal Description	SURVEYED FOR TERRY K NICHOLSON & TERRI L FISHER
Legal Subdivision	HALE ADD
Jurisdiction	GILES VA
Township / Civil Division	WESTERN
Census Block Group	4
Census Block	4004
Census Tract	930400

Owner

Source: Giles County records · APN 38A 10 L 153

Assessment roll updated May 8, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	412 MAIN ST, NARROWS, VA 24124-1319
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 05, 2012 · Amount on Record
Deed Sale	Dec 05, 2012 · Amount on Record
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Giles County records · Assessment roll updated May 8, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Giles County
Municipality	Narrows Town
Unified School District	Giles County Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$579.00	$85,200 (-) Land $20,300 Building $64,900	$85,200 (-) Land $20,300 Building $64,900
2023		$85,200 Land $20,300 Building $64,900	$85,200 Land $20,300 Building $64,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 16, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	16 (1992–2025)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Feb 2025 · Severe Winter Storms And Flooding
Claims by Event	Severe Storms And Flooding, Nov 2003 · 6 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Cable	940 / 35
T-Mobile USA Fixed Wireless	100 / 20
WVVA.net Fixed Wireless	100 / 20

Based on FCC filings for 192 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF NARROWS serves 2,029 people
Water Source	Purchased groundwater influenced by surface water from GILES COUNTY PSA
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.