Jefferson County property record for 400 Main St, Mount Vernon, IL 62864
| Property Type | Commercial |
|---|---|
| Lot Size | 0.154 acres (6,735 sqft) |
| Owner | Company Name on Record |
| Last Sale | $18,000 (Jul 2025) |
| Tax Bill | $1,319 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage May 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-29-405-018 |
| Primary APN | 07-29-405-018 |
|---|
| Lot Area | 6,735 sqft (0.154 acres) |
|---|
| Street Address | 400 MAIN ST |
|---|---|
| City | MOUNT VERNON |
| State | IL |
| Zip | 62864-3650 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | VARNELL'S, GEO ADD PT LT 7 BLK 1- BEG NE COR, SW178.08', NW31.5', NE51', NW4', NE51', NE74.25', E40' TO POB 400 MAIN |
| Legal Subdivision | VARNELL'S, GEO ADD |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | JEFFERSON IL |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 51000 |
Source: Jefferson County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 400 MAIN ST, MOUNT VERNON, IL 62864-3650 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES NATIONAL BANK |
| May 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES NATIONAL BANK |
| Feb 13, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2025 · Amount on Record |
| Deed Sale | Jul 31, 2025 · Amount on Record |
| Deed Document Number | 20252557 |
| Prior Transfer Date | Jan 9, 2024 |
| Prior Transfer Doc | 0202400427 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON IL |
| Recording Date | Jun 1, 2026 |
| Property Address | 400 MAIN ST, MOUNT VERNON, IL 62864-3650 |
| Document Number | 0000002022 |
| Instrument Date | May 20, 2026 |
| Instrument | 20262022 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 203 N 16TH ST, MOUNT VERNON, IL 62864-4320 |
| Document Number | 0000002022, |
|---|---|
| Date | Jun 1, 2026 |
| Instrument | 20262022 |
| Name | PEOPLES NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON IL |
| Recording Date | May 6, 2026 |
| Property Address | 400 MAIN ST, MOUNT VERNON, IL 62864-3650 |
| Document Number | 0000001598 |
| Instrument Date | May 1, 2026 |
| Instrument | 20261598 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000001598, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 20261598 |
| Name | PEOPLES NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JEFFERSON IL |
| Recording Date | Feb 13, 2024 |
| Property Address | 400 N MAIN ST, WOODLAWN, IL 62898-1012 |
| Document Number | 0202400427 |
| Instrument Date | Jan 9, 2024 |
| Instrument | 202400427 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12415 N RING LN, WOODLAWN, IL 62898-4028 |
Source: Jefferson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Jefferson County |
| County Subdivision | Mount Vernon Township |
| Municipality | Mount Vernon City |
| Elementary School District | Mount Vernon School District 80 (PK - 08) |
| Secondary School District | Mount Vernon Township High School District 201 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,319.00 (+0.92%) | $16,268 (+8%) Land $6,373 Building $9,895 | $48,804 (+8%) Land $19,119 Building $29,685 |
| 2024 | $1,307.00 (+15.77%) | $15,063 (+23.49%) Land $5,901 Building $9,162 | $45,189 (+23.49%) Land $17,703 Building $27,486 |
| 2022 | $12,198 Land $4,779 Building $7,419 | $36,594 Land $14,337 Building $22,257 | |
| 2021 | $1,129.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHEAST MOUNT VERNON WATER COMPANY private · serves 5,483 people · EPA ID IL0810010 |
|---|---|
| Water Source | Purchased surface water from MOUNT VERNON |
| Last State Inspection | May 2023 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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