400 Main St, Cripple Creek, CO 80813 Property Records

Teller County property record for 400 Main St, Cripple Creek, CO 80813

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,132 sqft · built 1900
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Oct 2020)
Tax Bill	$728 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4005.131190040`

Property Details

APN / Parcel Number

Primary APN	`4005.131190040`
Alternative APN	`R0019415`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,132 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2004
Architectural Style	Mobile/Manufactured
Exterior Material	Shingles
Construction Type	Frame
Foundation Type	Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	811 sqft
Deck Area	17 sqft
Patio Area	129 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0019415
Street Address	400 MAIN ST
City	CRIPPLE CREEK
State	CO
Zip	80813-5172
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CCK
Legal Description	L10-12 B27 HAYDEN PL
Legal Range	70W
Legal Township	15S
Legal Section	13
Legal Subdivision	HAYDEN PLACER
Legal Block	27
Legal Lot Number	10-12
Jurisdiction	TELLER CO
Township / Civil Division	CRIPPLE CREEK
Census Block Group	4
Census Block	4012
Census Tract	10203

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cripple Creek Historic District listed 1966 · 12 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000939

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

400 Main St is owned by an individual who bought it in October 2020.

Source: Teller County records, as of April 16, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 565, CRIPPLE CREEK, CO 80813-0565
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Deed of Trust, Mortgage · Line of Credit ENT CU
Jan 6, 2020	Deed of Trust, Mortgage · Line of Credit ZB NA
Oct 22, 2020	Warranty Deed, Transfer · Conventional with PMI SKYRIDGE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2020 · Amount on File
Deed Sale	Oct 22, 2020 · Amount on File
Deed Document Number	2020731064
Prior Transfer Date	Aug 10, 2016
Prior Transfer Doc	0000690548
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	400 MAIN ST, CRIPPLE CREEK, CO 80813-5172
Transaction Type	Mortgage
Record Updated	Mar 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000757749
Date	Mar 20, 2023
Instrument	757749

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80921

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	400 MAIN ST, CRIPPLE CREEK, CO 80813-5172
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000722265
Date	Jan 6, 2020
Instrument	722265

Lender

Name	ZB NA
Type	Bank
Address	WOODLAND PARK, CO 80866

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Nov 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Oct 22, 2020
Property Address	400 MAIN ST, CRIPPLE CREEK, CO 80813-5172
Document Number	0000731064
Instrument Date	Oct 21, 2020
Instrument	731064
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	400 MAIN ST CRIPPLE CREEK CO 808135172, CRIPPLE CREEK, CO 80813-5172

Mortgage

Document Number	731065
Date	Oct 22, 2020
Instrument	731065

Lender

Name	SKYRIDGE LENDING LLC
Address	509 SCOTT AVE # 154, WOODLAND PARK, CO 80863-1294

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 400 Main St was $728, up 30.9% from the year before.

Source: Teller County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Teller County
Municipality	Cripple Creek City
Unified School District	Cripple Creek-Victor School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$728.00 (+30.94%)	$21,250 (+23.98%) Land $2,050 Building $19,200
2024	$556.00 (+2.02%)	$17,140 (-) Land $1,615 Building $15,525	$339,937 (+9.37%) Land $32,793 Building $307,144
2023	$545.00 (+22.75%)	$17,140 (+36.14%) Land $1,620 Building $15,520	$310,819 (+71.57%) Land $29,287 Building $281,532
2022	$444.00	$12,590 Land $940 Building $11,650	$181,160 Land $13,503 Building $167,657

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 400 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Main St is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 79% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CRIPPLE CREEK serves 2,817 people · EPA ID CO0160100
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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