Story County property record for 400 Main St, Ames, IA 50010
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 9,500 sqft · built 1911 |
| Lot Size | 0.109 acres (4,750 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $14,754 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02-356-110 |
| Primary APN | 09-02-356-110 |
|---|
| Units | 3 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 9,500 sqft Gross Area |
| 1st Floor Area | 4,750 sqft |
| Basement Area | 4,750 sqft |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Exterior Material | Brick |
| Construction Type | Concrete |
| Roof Material | Urethane Foam |
| Lot Area | 4,750 sqft (0.109 acres) |
| Total Buildings | 2 Buildings |
| Street Address | 400 MAIN ST |
|---|---|
| City | AMES |
| State | IA |
| Zip | 50010-6487 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | DSC |
| Legal Description | BLAIRS ADD LOT 1 & LOT 2 EX W.5' BLK 15 |
| Legal Range | 24W |
| Legal Township | 83N |
| Legal Section | 02 |
| Legal Subdivision | BLAIR'S ADD |
| Legal Block | 15 |
| Legal Lot Number | 1,2 |
| Jurisdiction | STORY IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ames Main Street Historic District listed 2018 · 66 contributing resources · NRIS 100002399 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Story County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 247, AMES, IA 50010-0247 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 400 MAIN ST, AMES, IA 50010-6487 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 201700011895 |
|---|---|
| Date | Nov 22, 2017 |
| Instrument | 2017-00011895 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | AMES, IA 50010 |
| Amount | Amount Recorded |
|---|
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Ames City |
| County | Story County |
| Unified School District | Ames Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,754.00 (-6.1%) | $606,700 (-5.47%) Land $121,000 Building $485,700 | $606,700 (-5.47%) Land $121,000 Building $485,700 |
| 2024 | $15,712.00 (+37.49%) | ||
| 2023 | $641,800 Land $114,000 Building $527,800 | $641,800 Land $114,000 Building $527,800 | |
| 2022 | $11,428.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1990–2010) |
| Most Recent Claim | Aug 2010 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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