400 Maher Rd, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 400 Maher Rd, Royal Oaks, CA 95076

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,890 sqft · built 1990
Lot Size2.41 acres (104,980 sqft)
Owner2 Individual Names on Record
Tax Bill$2,620 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN127-253-064-000

Property Details

APN / Parcel Number

Primary APN127-253-064-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms11 Rooms
Stories1 Story
Building Area1,890 sqft Living Area
1st Floor Area1,890 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleCustom Design
Construction TypeWood
Lot Area104,980 sqft
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address400 MAHER RD
CityROYAL OAKS
StateCA
Zip95076-9023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVOL 21 PAR MAPS PG 95 PAR 1
Legal Block2
JurisdictionMONTEREY CA
Township / Civil DivisionPAJARO
Census Block Group2
Census Block2003
Census Tract10202

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address400 MAHER RD, ROYAL OAKS, CA 95076-9023
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 10, 2020
Transfer Doc0000034650
Record UpdatedOct 29, 2026

July 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateJul 16, 2020
Property Address400 MAHER RD, ROYAL OAKS, CA 95076-9023
Document Number0000034650
Map ReferenceVOL 21 PG 95
Instrument DateJul 10, 2020
Instrument2020034650
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address400 MAHER RD, ROYAL OAKS, CA 95076-9023

Mortgage

Document Number0000034651
DateJul 16, 2020
Instrument2020034651
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictNorth Monterey County Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$228,211 (+2%) Land $39,591 Building $188,620
2025$2,620.00 (+4.22%)$223,737 (+4.04%) Land $38,815 Building $184,922
2023$2,514.00 (+0.68%)$215,051 Land $37,308 Building $177,743
2022$2,497.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 78% of California
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
AT&T
DSL
100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Maher Rd

Nearby Streets

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