McLennan County property record for 400 Lopez St, Waco, TX 76705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1953 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,362 (2024) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-001500-001600-6 |
| Primary APN | 28-001500-001600-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Flooring | Wood |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 6,600 sqft (0.152 acres) |
| Lot Dimensions | 110 ft deep x 60 ft wide |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 16 sqft |
| Storage Building | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Space Heater |
| Street Address | 400 LOPEZ ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76705-3152 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B1 |
| Legal Description | ALAMO GARDENS 3 LOT 1 BLOCK 3 ACRES .1515 |
| Legal Subdivision | ALAMO GARDENS 3 |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 1700 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 168 LOPEZ ST, WACO, TX 76705-3146 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK AND TRUST WACO TX |
| Aug 28, 2023 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK & TRUST |
| Dec 11, 2017 | Intrafamily Transfer, Transfer · Commercial Mortgage COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2024 |
| Deed Sale | Aug 1, 2024 |
| Prior Sale | Dec 11, 2017 · Amount on Record |
| Deed Document Number | 202431160 |
| Prior Transfer Date | Dec 8, 2017 |
| Prior Transfer Doc | 0000040555 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | May 13, 2026 |
| Property Address | 400, WACO, TX 76705 |
| Document Number | 0000015198 |
| Instrument Date | May 8, 2026 |
| Instrument | 202615198 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 400 LOPEZ ST, WACO, TX 76705-3152 |
| Document Number | 0000015198, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 202615198 |
| Name | COMMUNITY BANK AND TRUST WACO TX |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 400 LOPEZ ST, WACO, TX 76705-3152 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 400 LOPEZ ST, WACO, TX 76705-3152 |
| Document Number | 0000027117 |
|---|---|
| Date | Aug 28, 2023 |
| Instrument | 2023027117 |
| Name | COMMUNITY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | WACO, TX 76703 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Dec 11, 2017 |
| Property Address | 400 LOPEZ ST, WACO, TX 76705-3152 |
| Document Number | 0000040555 |
| Map Reference | VOL728 PG8 |
| Instrument Date | Dec 8, 2017 |
| Instrument | 2017040555 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 400 LOPEZ ST, WACO, TX 76705-3152 |
| Document Number | 0000040556 |
|---|---|
| Date | Dec 11, 2017 |
| Instrument | 2017040556 |
| Name | COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Bellmead City |
| County | McLennan County |
| Unified School District | La Vega Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $80,411 (+1%) | $128,479 (-0.9%) Land $23,826 Building $104,653 | |
| 2025 | $73,101 (-34.71%) | $129,650 (+15.79%) Land $21,650 Building $108,000 | |
| 2024 | $1,362.00 (+142.78%) | ||
| 2023 | $111,970 Land $21,650 Building $90,320 | $111,970 Land $21,650 Building $90,320 | |
| 2018 | $561.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2012–2026) |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELLMEAD serves 10,664 people · EPA ID TX1550001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Arsenic resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
May also be available: AT&T, Nextlink.
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