Morgan County property record for 400 Locust St, Concord, IL 62631
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,803 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-29-113-001 |
| Primary APN | 03-29-113-001 |
|---|
| Lot Area | 19,602 sqft (0.45 acres) |
|---|---|
| Lot Dimensions | 144 ft deep x 134 ft wide |
| Street Address | 400 LOCUST ST |
|---|---|
| City | CONCORD |
| State | IL |
| Zip | 62631-5032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE OF CONCORD ROBT DIGGINS SUB LTS 21 & 22 29-16-11 |
| Legal Range | 11W |
| Legal Township | 16N |
| Legal Section | 29 |
| Legal Subdivision | ROBT DIGGINS SUB |
| Legal Lot Number | 21&22 |
| Jurisdiction | MORGAN IL |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 951400 |
400 Locust St is owned and occupied by an individual who acquired it in September 2008.
Source: Morgan County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 400 LOCUST ST, CONCORD, IL 62631-5032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 22, 2008 |
| Transfer Doc | 0000565122 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 400 Locust St was $1,803 with a homeowner's exemption, up 8.1% from the year before.
Source: Morgan County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Morgan County |
| Municipality | Concord Village |
| Unified School District | Triopia Community Unit School District 27 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,803.00 (+8.09%) | $30,840 Land $1,340 Building $29,500 | $92,520 Land $4,020 Building $88,500 |
| 2024 | $1,668.00 | ||
| 2023 | $27,790 (+10.02%) Land $1,210 Building $26,580 | $83,370 (+10.02%) Land $3,630 Building $79,740 | |
| 2022 | $1,382.00 (-5.73%) Homeowner's exemption | $25,260 Land $1,100 Building $24,160 | $75,780 Land $3,300 Building $72,480 |
| 2021 | $1,466.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 Locust St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 Locust St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD serves 295 people · EPA ID IL1370100 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from CHAPIN |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cass Cable TV Fiber | 2,000 / 2,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
May also be available: Illinois Net.
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