Clay County property record for 400 Liberty Rd, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,418 sqft · built 1930 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,272 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Apr 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-617-00-17-001.00 |
| Primary APN | 05-617-00-17-001.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,418 sqft Living Area |
| Gross Area | 2,863 sqft |
| 1st Floor Area | 1,596 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 120 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 368 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 525 sqft |
| Porch | Covered Wood Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 400 LIBERTY RD |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-9130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG SW COR E WOODS ST & LIBERTY RD, W90, S120, E90, N120 TO POB |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 23 |
| Legal Subdivision | ST & LIBERTY |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 22000 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 400 LIBERTY RD, SMITHVILLE, MO 64089-9130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Oct 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SOFI BANK NA |
| Apr 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SOUTHWEST MORTGAGE CORP |
| Jan 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Apr 7, 2017 | Warranty Deed, Transfer CONTINENTAL, CONTINENTAL TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2022 |
| Deed Sale | Oct 13, 2022 |
| Prior Sale | Apr 7, 2017 |
| Deed Document Number | 202233480 |
| Deed Book / Page | 9464 / 48 |
| Prior Transfer Date | Nov 8, 2005 |
| Prior Transfer Doc | 0000057692 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 400 LIBERTY RD, SMITHVILLE, MO 64089-9130 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2023 |
| Title Company | ALLIANCE TITLE |
| Name | Verified Name |
|---|---|
| Address | 1414 RODESSA DR, TYLER, TX 75701-9149 |
| Investor | Possibly a Property Investor |
| Document Number | 0000033617 |
|---|---|
| Date | Oct 14, 2022 |
| Book Page | 9465/24 |
| Instrument | 2022033617 |
| Name | SOFI BANK NA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 400 LIBERTY RD, SMITHVILLE, MO 64089-9130 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000011400 |
|---|---|
| Date | Apr 11, 2017 |
| Book Page | 7940/010 |
| Instrument | 2017011400 |
| Name | AMERICAN SOUTHWEST MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Address | OKLAHOMA CITY, OK 73112 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 400 LIBERTY RD, SMITHVILLE, MO 64089-9130 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Title Company | INSPIRE CLOSING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000001871 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 8930/121 |
| Instrument | 2021001871 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CHESTERFIELD, MO 63005 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Apr 7, 2017 |
| Property Address | 400 LIBERTY RD, SMITHVILLE, MO 64089-9130 |
| Document Number | 0000011033 |
| Book / Page | 007937 / 000168 |
| Instrument Date | Apr 3, 2017 |
| Instrument | 11033 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2019 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 400 LIBERTY RD SMITHVILLE MO 640899130, SMITHVILLE, MO 64089-9130 |
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,272.00 (+16.65%) | $45,980 (+13.2%) | $242,000 (+13.2%) |
| 2023 | $2,805.00 (+26.41%) | $40,620 | $213,789 |
| 2019 | $2,219.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Aug 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHVILLE PWS serves 10,885 people · EPA ID MO1010748 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| United Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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