400 Laurel Ct, Unit 407, Laurel, DE 19956 Property Records

Sussex County property record for 400 Laurel Ct, Unit 407, Laurel, DE 19956

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,440 sqft · built 2005
Lot Size	0.028 acres (1,198 sqft)
Owner	Individual Name on Record
Tax Bill	$588 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Jun 2023 Reverse Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`432-8.10-62.13`

Property Details

APN / Parcel Number

Primary APN	`432-8.10-62.13`

Interior

Bedrooms	3 Beds
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	1,198 sqft (0.028 acres)
Lot Dimensions	60 ft deep x 20 ft wide
Porch	Slab

Location & Zoning

Street Address	400 LAUREL CT, 407
City	LAUREL
State	DE
Zip	19956-1972
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	THE TOWNES AT LAUREL COURT UNIT 407
Legal Subdivision	LAUREL
Legal Unit	407
Jurisdiction	SUSSEX DE
Township / Civil Division	LAUREL-DELMAR
Census Block Group	2
Census Block	2011
Census Tract	51802

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	400 LAUREL CT, 407, LAUREL, DE 19956-1972
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Deed of Trust, Mortgage LAKEVIEW LOAN SERVICING LLC
Jun 5, 2023	Deed of Trust, Mortgage · Reverse Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT
Dec 29, 2022	Deed of Trust, Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT
Feb 16, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jun 14, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Sep 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOUSING AUTH
Sep 6, 2019	Grant Deed, Transfer · FHA Mortgage PRIMARY RESID'L MTG
Sep 4, 2019	Deed of Trust, Mortgage · FHA Mortgage PRIMARY RESID'L MTG

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	400 LAUREL CT UNIT 407, 407, LAUREL, DE 19956-1972
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0222420010
Date	Feb 22, 2024
Book Page	22242/10
Instrument	2024000005855

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	400 LAUREL CT UNIT 407, 407, LAUREL, DE 19956-1972
Transaction Type	Mortgage
Record Updated	Jun 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0217970110
Date	Jun 5, 2023
Book Page	21797/110
Instrument	2023000019665

Lender

Name	SECRETARY OF HOUSING URBAN & DEVELOPMENT
Type	Government Agency

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jun 1, 2063

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	400 LAUREL CT UNIT 407, 407, LAUREL, DE 19956-1972
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0215070331
Date	Dec 29, 2022
Book Page	21507/331
Instrument	2022000056975

Lender

Name	SECRETARY OF HOUSING URBAN & DEVELOPMENT
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Dec 1, 2062

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	400 LAUREL CT UNIT 407, 407, LAUREL, DE 19956-1972
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0208080129
Date	Feb 16, 2022
Book Page	20808/129
Instrument	20220000008176

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	400 LAUREL CT UNIT 407, 407, LAUREL, DE 19956-1972
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0199700246
Date	Jun 14, 2021
Book Page	19970/246
Instrument	20210000038595

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jul 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	400 LAUREL CT UNIT 407, 407, LAUREL, DE 19956-1972
Document Number	0177770097
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 LAUREL CT #407 LAUREL DE 199561972, 407, LAUREL, DE 19956-1972

Mortgage

Document Number	0177770097
Date	Sep 6, 2019
Book Page	017777/000097
Instrument	32652

Lender

Name	HOUSING AUTH
Address	DOVER, DE 19901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX DE
Recording Date	Sep 6, 2019
Property Address	400 LAUREL CT UNIT 407, 407, LAUREL, DE 19956-1972
Document Number	0051170037
Book / Page	005117 / 000037
Instrument Date	Sep 4, 2019
Instrument	32650
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	400 LAUREL CT #407 LAUREL DE 199561972, 407, LAUREL, DE 19956-1972

Mortgage

Document Number	177770074
Date	Sep 6, 2019
Book Page	017777/000074
Instrument	32651

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2049

Mortgage

Document Number	177770097,
Date	Sep 6, 2019
Book Page	017777/000097
Instrument	32652

Lender

Name	HOUSING AUTH
Address	DOVER, DE 19901

Agreement

Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	400 LAUREL CT UNIT 407, 407, LAUREL, DE 19956-1972
Document Number	0177770074
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	400 LAUREL CT #407 LAUREL DE 199561972, 407, LAUREL, DE 19956-1972

Mortgage

Document Number	0177770074
Date	Sep 6, 2019
Book Page	017777/000074
Instrument	32651

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2049

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Laurel Town
Unified School District	Laurel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$588.00 (+2.8%)	$16,300 (-) Land $450 Building $15,850	$160,100 (-) Land $24,600 Building $135,500
2025	$572.00 (-41.09%)	$16,300 (-) Land $450 Building $15,850	$160,100 (+391.1%) Land $24,600 Building $135,500
2023	$971.00	$16,300 Land $450 Building $15,850	$32,600 Land $900 Building $31,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1992–2012)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 91% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL WATER DEPARTMENT serves 3,984 people · EPA ID DE0000597
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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