400 Laura St, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 400 Laura St, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,100 sqft · built 2003
Lot Size	0.111 acres (4,835 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Nov 2012)
Tax Bill	$3,688 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit
APN	`0351004001320`

Property Details

APN / Parcel Number

Primary APN	`0351004001320`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,100 sqft Living Area
1st Floor Area	885 sqft
Upper Floors Area	903 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,835 sqft (0.111 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	100 sqft

Exterior Amenities

Pool Area	336 sqft
Porch	Slab
Porch Area	25 sqft
Deck Area	Deck Area
Patio Area	332 sqft
Balcony Area	18 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	400 LAURA ST
City	CHESAPEAKE
State	VA
Zip	23320-6491
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6: RESIDE
Legal Description	13 BLK 12 CRESTWOOD PLAT B
Legal Subdivision	CRESTWOOD
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2030
Census Tract	20903

Owner

Source: Chesapeake City records · APN 0351004001320

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	400 LAURA ST, CHESAPEAKE, VA 23320-6491
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 07, 2012 · Amount on Record
Deed Sale	Nov 07, 2012 · Amount on Record
Prior Sale	Mar 21, 2006 · Amount on Record
Deed Book / Page	8873 / 156
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	400 LAURA ST, CHESAPEAKE, VA 23320-6491
Transaction Type	Mortgage
Record Updated	Sep 06, 2022
Title Company	PRIORITY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10025/1261
Date	Jun 25, 2019
Book Page	10025/1261
Instrument	190015584

Lender

Name	ABNB FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 20, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,688.00 (+40.6%)	$365,100 (+9.41%) Land $100,000 Building $265,100	$365,100 (+9.41%) Land $100,000 Building $265,100
2023		$333,700 (+12.39%) Land $90,000 Building $243,700	$333,700 (+12.39%) Land $90,000 Building $243,700
2022		$296,900 Land $80,000 Building $216,900	$296,900 Land $80,000 Building $216,900
2019	$2,623.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 334 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	334 in force
Nearby Flood Claims	9 (2003–2018)
Most Recent Claim	Oct 2018 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Hurricane Irene, Aug 2011 · 3 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
T-Mobile USA Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

Based on FCC filings for 224 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.