400 Lakeview Dr, Franklin, OH 45005 Property Records

Warren County property record for 400 Lakeview Dr, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,412 sqft · built 2004
Lot Size	0.238 acres (10,367 sqft)
Owner	2 Individual Names on File
Last Sale	$179,900 (Jun 2010)
Tax Bill	$4,800 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08-30-427-036-0`

Property Details

APN / Parcel Number

Primary APN	`08-30-427-036-0`
Alternative APNs	`0830427036` `830427036` `2139275`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,412 sqft Living Area
1st Floor Area	400 sqft
2nd Floor Area	1,006 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Lot Area	10,367 sqft (0.238 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	74 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2139275
Street Address	400 LAKEVIEW DR
City	FRANKLIN
State	OH
Zip	45005-3083
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWIN LAKES P.U.D.4 LOT 126
Legal Subdivision	TWIN LAKES P.U.D.4
Legal Block	275
Legal Lot Number	126
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2030
Census Tract	30600

Owner

400 Lakeview Dr is owned and occupied by two individuals who bought it in June 2010.

Source: Warren County records, as of May 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	400 LAKEVIEW DR, FRANKLIN, OH 45005-3083
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Aug 17, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Apr 1, 2020	Deed of Trust, Mortgage · Line of Credit CIVISTA BK
Feb 24, 2020	Deed of Trust, Mortgage · Conventional with PMI CIVISTA BK
Jul 3, 2019	Deed of Trust, Mortgage · Conventional with PMI UNION SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2010 · Amount on File
Deed Sale	Jun 17, 2010 · Amount on File
Prior Sale	Apr 11, 2005 · Amount on File
Deed Document Number	2010782352
Deed Book / Page	5098 / 796
Prior Transfer Date	Oct 18, 2005
Prior Transfer Doc	0041040711
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Recording Date	Apr 9, 2026
Property Address	400 LAKEVIEW DR, FRANKLIN, OH 45005-3083
Document Number	0000009396
Instrument Date	Mar 5, 2026
Instrument	20269396
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 LAKEVIEW DR, FRANKLIN, OH 45005-3083

Mortgage

Document Number	0000009396,
Date	Apr 9, 2026
Instrument	20269396

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	400 LAKEVIEW DR, FRANKLIN, OH 45005-3083
Transaction Type	Mortgage
Record Updated	Sep 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 LAKEVIEW DR, FRANKLIN, OH 45005-3083

Mortgage

Document Number	0000017280
Date	Aug 17, 2023
Instrument	2023-017280

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	400 LAKEVIEW DR, FRANKLIN, OH 45005-3083
Transaction Type	Mortgage
Record Updated	Apr 16, 2021
Title Company	LANDSTAR TITLE AGENCY INC, LANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021014805
Date	Mar 31, 2021
Instrument	2021-014805

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	400 LAKEVIEW DR, FRANKLIN, OH 45005-3083
Document Number	0000028266
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	400 LAKEVIEW DR FRANKLIN OH 450053083, FRANKLIN, OH 45005-3083

Mortgage

Document Number	0000028266
Date	Jul 31, 2020
Instrument	28266

Lender

Name	CIVISTA BK
Address	SANDUSKY, OH 44870

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	400 LAKEVIEW DR, FRANKLIN, OH 45005-3083
Document Number	0000007004
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	400 LAKEVIEW DR FRANKLIN OH 450053083, FRANKLIN, OH 45005-3083

Mortgage

Document Number	0000007004
Date	Mar 2, 2020
Instrument	7004

Lender

Name	CIVISTA BK
Address	SANDUSKY, OH 44870

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2035

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	400 LAKEVIEW DR, FRANKLIN, OH 45005-3083
Document Number	0000022177
Instrument Date	Jul 3, 2019
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	LANDMARK TITLE, LANDMARK TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	400 LAKEVIEW DR FRANKLIN OH 450053083, FRANKLIN, OH 45005-3083

Mortgage

Document Number	0000022177
Date	Aug 8, 2019
Instrument	22177

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Aug 7, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 400 Lakeview Dr was $4,800, up 9.4% from the year before.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,800.00 (+9.41%)	$93,230 Land $21,000 Building $72,230	$266,370 Land $60,000 Building $206,370
2024	$4,387.00 (+13.3%)
2023	$3,872.00 (+3.34%) Homeowner's exemption	$73,819 (-) Land $12,390 Building $61,429
2022	$3,747.00 Homeowner's exemption	$73,819 Land $12,390 Building $61,429	$210,910 (-) Land $35,400 Building $175,510
2021			$210,910 Land $35,400 Building $175,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 400 Lakeview Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Lakeview Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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