400 Lakeside Dr, Lumberton, NC 28360 Property Records

Robeson County property record for 400 Lakeside Dr, Lumberton, NC 28360

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,924 sqft · built 1977
Lot Size	1.36 acres (59,242 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,077 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Aug 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`100205028`

Property Details

APN / Parcel Number

Primary APN	`100205028`
Alternative APN	`34326003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,924 sqft Finished Area
Utility Area	64 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Material	Asphalt
Lot Area	59,242 sqft (1.36 acres)
Lot Dimensions	185 ft deep x 320 ft wide
Porch	Patio
Deck Area	30 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	34326003
Street Address	400 LAKESIDE DR
City	LUMBERTON
State	NC
Zip	28360-8422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	AC S/S LAKESIDE DR
Jurisdiction	ROBESON NC
Township / Civil Division	SADDLETREE
Census Block Group	3
Census Block	3034
Census Tract	960701

Owner

400 Lakeside Dr is owned and occupied by two individuals who acquired it in March 2007.

Source: Robeson County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	400 LAKESIDE DR, LUMBERTON, NC 28360-8422
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed of Trust, Mortgage · VA Mortgage RELIANCE FIRST CAPITAL LLC
Aug 30, 2017	Deed of Trust, Mortgage · VA Mortgage CBC NATIONAL BANK
Nov 8, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Dec 20, 2017	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ADMIRALS BANK
Jul 15, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Oct 15, 2019	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 1, 2007
Transfer Doc	D1590/106
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBESON NC
Property Address	400 LAKESIDE DR, LUMBERTON, NC 28360-8422
Transaction Type	Mortgage
Record Updated	Nov 13, 2023
Title Company	PRIORITY TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002431/338
Date	Nov 1, 2023
Book Page	2431/338
Instrument	2023010411

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBESON NC
Property Address	400 LAKESIDE DR, LUMBERTON, NC 28360-8422
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2099/567
Date	Aug 30, 2017
Book Page	2099/567
Instrument	2017007501

Lender

Name	CBC NATIONAL BANK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2032

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBESON NC
Property Address	400 LAKESIDE DR, LUMBERTON, NC 28360-8422
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2154/733
Date	Nov 8, 2018
Book Page	2154/733
Instrument	2018008819

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2033

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBESON NC
Property Address	400 LAKESIDE DR, LUMBERTON, NC 28360-8422
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2114/739
Date	Dec 20, 2017
Book Page	2114/739
Instrument	2017010776

Lender

Name	ADMIRALS BANK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	239 Months
Due	Nov 21, 2037

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBESON NC
Property Address	400 LAKESIDE DR, LUMBERTON, NC 28360-8422
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ELEVATED NATIONAL SETTLEMENT SERVICES, ELEVATED NATL SETMNT SVCS LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2238/18
Date	Jul 15, 2020
Book Page	2238/18
Instrument	2020005608

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBESON NC
Property Address	400 LAKESIDE DR, LUMBERTON, NC 28360-8422
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2199/458
Date	Oct 15, 2019
Book Page	2199/458
Instrument	2019008699

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2044

Tax Assessment & Valuation

The 2026 property tax bill for 400 Lakeside Dr was $1,077.

Source: Robeson County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Robeson County
Municipality	Lumberton City
Unified School District	Robeson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,077.00	$188,600 Land $24,800 Building $163,800	$188,600 Land $24,800 Building $163,800
2023	$1,186.00 Additional exemption filed	$154,100 (-) Land $22,500 Building $131,600	$154,100 (-) Land $22,500 Building $131,600
2022	$1,186.00 Additional exemption filed	$154,100 Land $22,500 Building $131,600	$154,100 Land $22,500 Building $131,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 Lakeside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 98 policies
Nearby Flood Policies	98 in force
Nearby Flood Claims	213 (1996–2024)
Claims Outside the SFHA	33 of 213
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 100 claims Hurricane Matthew, Oct 2016 · 80 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Lakeside Dr is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LUMBERTON serves 24,460 people · EPA ID NC0378010
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LREMC Technologies Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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