400 Lake Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 400 Lake Rd, Webster, NY 14580

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,801 sqft · built 2010
Lot Size0.45 acres (19,602 sqft)
Owner2 Individual Names on Record
Last Sale$4,500 (May 2014)
Tax Bill$26,728 (2025)
Deeds & MortgagesDec 2019 Mortgage
Flood ZoneZone VE (high risk)
APN265489 063.06-1-19.1

Property Details

APN / Parcel Number

Primary APN265489 063.06-1-19.1
Alternative APNs
  • 54890630600001019100
  • 03496400000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area2,801 sqft Living Area
1st Floor Area2,077 sqft
2nd Floor Area724 sqft
Basement Area1,973 sqft
Finished Basement1,973 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleContemporary
Exterior MaterialStucco
Lot Area19,602 sqft (0.45 acres)
Lot Dimensions50 ft deep x 415 ft wide
View / LotWaterfront / Beach
Garage TypeBasement
PorchSlab
Porch Area474 sqft
Patio Area422 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number03496400000
Street Address400 LAKE RD
CityWEBSTER
StateNY
Zip14580-1019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0073-14-07
Legal Block1
Legal Lot Number19.100
JurisdictionMONROE NY
Township / Civil DivisionWEBSTER
Census Block Group1
Census Block1002
Census Tract11203

Owner

Source: Monroe County and Webster Town records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address400 LAKE RD, WEBSTER, NY 14580-1019
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2014 · Amount on Record
Deed SaleMay 1, 2014 · Amount on Record
Deed Document Number2014672
Deed Book / Page11386 / 15
Record UpdatedJun 8, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address400 LAKE RD, WEBSTER, NY 14580-1019
Document Number0000000693
Instrument DateDec 13, 2019
Transaction TypeMortgage
Record UpdatedFeb 10, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 LAKE RD WEBSTER NY 145801019, WEBSTER, NY 14580-1019

Mortgage

Document Number0000000693
DateDec 18, 2019
Book Page028327/000145
Instrument693
Lender
NamePETER PRINCIPATO
Address389 HAMILTON ST, GENEVA, NY 14456-2920
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueDec 17, 2029

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
County SubdivisionWebster Town
Unified School DistrictWebster Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$26,728.00 (+3.5%)$573,500 (-) Land $125,000 Building $448,500$1,194,800 (+20.83%) Land $260,418 Building $934,382
2023$573,500 (-) Land $125,000 Building $448,500$988,800 (+10.34%) Land $215,519 Building $773,281
2022$573,500 Land $125,000 Building $448,500$896,100 Land $195,314 Building $700,786
2021$25,824.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation255.0 ft
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies6 in force
Nearby Flood Claims17 (1978–2017)
Claims Outside the SFHA9 of 17
Most Recent ClaimJun 2017 · Flooding
Claims by Event
  • Flooding, Jun 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCWA
public/private · serves 525,262 people · EPA ID NY2701047
Water SourceSurface water
Last State InspectionDec 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile, Verizon.

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