400 Lagoon Loop, Horseshoe Bay, TX 78657 Property Records

Llano County property record for 400 Lagoon Loop, Horseshoe Bay, TX 78657

Property Summary

Property Type	Single Family Home
Details	2,086 sqft · built 2022
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,425 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10350-000-0032-0`

Property Details

APN / Parcel Number

Primary APN	`10350-000-0032-0`
Alternative APN	`10962`

Interior

Stories	1 Story
Building Area	2,086 sqft Living Area
1st Floor Area	2,086 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Type	Hip
Roof Material	Tar & Gravel
Lot Area	13,939 sqft (0.32 acres)
Lot Width	180 ft Width
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	310 sqft
Patio Area	520 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10350-000-0032-0
Street Address	400 LAGOON LOOP
City	HORSESHOE BAY
State	TX
Zip	78657-6119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEER HAVEN UNIT 1 LT 32
Legal Subdivision	DEER HAVEN
Legal Lot Number	32
Jurisdiction	LLANO TX
Township / Civil Division	LLANO SOUTH
Census Block Group	1
Census Block	1001
Census Tract	970401

Owner

Source: Llano County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	400 LAGOON LOOP, HORSESHOE BAY, TX 78657-6119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · Commercial Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Feb 21, 2018	Deed of Trust, Mortgage · Line of Credit GARDNER FINANCIAL SERVICES LTD
Jan 19, 2017	Warranty Deed, Transfer HIGHLAND LAKES TITLE-BURNET, HIGHLAND LAKES TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2017
Deed Sale	Jan 19, 2017
Prior Sale	Oct 9, 2014
Deed Document Number	2017322
Deed Book / Page	1570 / 3651
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Property Address	400 LAGOON LOOP, HORSESHOE BAY, TX 78657-6119
Transaction Type	Mortgage
Record Updated	Mar 14, 2022
Title Company	CAPITAL TITLE TEXAS LLC, CAPITAL TITLE OF TEXAS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002201659
Date	Feb 23, 2022
Instrument	22-01659

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Property Address	400 LAGOON LOOP, HORSESHOE BAY, TX 78657-6119
Transaction Type	Mortgage
Record Updated	Jul 12, 2021
Title Company	CONCIERGE TITLE/TEXAS LLC, CONCIERGE TITLE OF TX LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2105998
Date	Jun 23, 2021
Instrument	21-05998

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Property Address	400 LAGOON LOOP, HORSESHOE BAY, TX 78657-6119
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1578/4903
Date	Feb 21, 2018
Book Page	1578/4903
Instrument	18-01028

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Address	SAN ANTONIO, TX 78231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LLANO TX
Recording Date	Jan 19, 2017
Property Address	400 LAGOON LOOP, HORSESHOE BAY, TX 78657-6119
Document Number	1570/3651
Book / Page	1570 / 3651
Map Reference	VOL 1 PG 21
Instrument Date	Jan 12, 2016
Instrument	17-00322
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	HIGHLAND LAKES TITLE-BURNET, HIGHLAND LAKES TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22406 OLD FOSSIL RD, 22406, SAN ANTONIO, TX 78261-3012

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Llano County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Llano County
Unified School District	Llano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,425.00 (+239.41%)
2025	$1,893.00 (-55.26%) Homeowner's exemption Senior Citizen's exemption	$465,876 (-21%) Land $53,280 Building $609,520	$662,800 (+12.4%) Land $53,280 Building $609,520
2023	$4,231.00 Homeowner's exemption Senior Citizen's exemption	$589,690 Land $35,320 Building $554,370	$589,690 Land $35,320 Building $554,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 138 policies
Nearby Flood Policies	138 in force
Nearby Flood Claims	18 (2018–2021)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2018 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEERHAVEN WCID serves 336 people · EPA ID TX1500126
Water Source	Purchased surface water from CITY OF HORSESHOE BAY
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019 Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
VGI Technology Fixed Wireless	1,000 / 200
Vyve Broadband Cable	1,000 / 50

May also be available: Verizon, Zero2 Wireless.

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