400 Kersey Rd, Viola, DE 19979 Property Records

Kent County property record for 400 Kersey Rd, Viola, DE 19979

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,571 sqft · built 2002
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Apr 2008)
Tax Bill	$1,300 (2026)
Deeds & Mortgages	Nov 2021 Second Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-00-119.00-02-09.12-000`

Property Details

APN / Parcel Number

Primary APN	`7-00-119.00-02-09.12-000`
Alternative APNs	`NM00119.000209.12/000` `73114` `79280`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,571 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	69,696 sqft (1.6 acres)
Lot Width	0.6 ft Width
View / Lot	Major Street/Thoroughfare
Porch	Porch
Porch Area	288 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	79280
Street Address	400 KERSEY RD
City	VIOLA
State	DE
Zip	19979-1205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	S.E. SD. CO.RD. 109, 1.5735 A. 400 KERSEY ROAD
Legal Subdivision	CHERIE MORGAN & MICHAEL KERSEY
Legal Lot Number	14&15
Jurisdiction	KENT DE
Township / Civil Division	CENTRAL KENT
Census Block Group	1
Census Block	1026
Census Tract	42100

Owner

Source: Kent County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	400 KERSEY RD, VIOLA, DE 19979-1205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage POLICE & FIRE FCU
Mar 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage POLICE & FIRE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2008 · Amount on File
Deed Sale	Apr 21, 2008 · Amount on File
Deed Document Number	2008120843
Deed Book / Page	4426 / 195
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	400 KERSEY RD, VIOLA, DE 19979-1205
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000434778
Date	Nov 3, 2021
Book Page	11508/277
Instrument	2021-434778

Lender

Name	POLICE & FIRE FCU
Type	Credit Union
Address	BENSALEM, PA 19020

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	400 KERSEY RD, VIOLA, DE 19979-1205
Document Number	0000359976
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	Apr 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 KERSEY RD VIOLA DE 199791205, VIOLA, DE 19979-1205

Mortgage

Document Number	0000359976
Date	Apr 12, 2019
Book Page	009551/000227
Instrument	359976

Lender

Name	POLICE & FIRE FCU
Address	BENSALEM, PA 19020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 11, 2039

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Unified School District	Lake Forest School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,300.00 (+0.23%)	$351,700 (+674.67%) Land $123,900 Building $227,800
2025	$1,297.00 (+18.12%)
2023	$1,098.00	$45,400 Land $9,500 Building $35,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bloosurf Fixed Wireless	25 / 3

May also be available: T-Mobile, Verizon, Xfinity.

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