400 Kentucky Ave, Melbourne, KY 41059 Property Records

Campbell County property record for 400 Kentucky Ave, Melbourne, KY 41059

Property Summary

Property Type	Single Family Home
Details	1,464 sqft · built 2005
Owner	Individual Name on File
Last Sale	$289,900 (Sep 2025)
Tax Bill	$1,636 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Mar 2018 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`999-99-27-716.01`

Property Details

APN / Parcel Number

Primary APN	`999-99-27-716.01`

Interior

Stories	1 Story
Building Area	1,464 sqft Living Area

Exterior

Year Built	Built 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	9999927716.01
Street Address	400 KENTUCKY AVE
City	MELBOURNE
State	KY
Zip	41059-2430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 812 & 813
Legal Subdivision	MELBOURNE TOWN OF
Legal Lot Number	812-813 813
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2037
Census Tract	53100

Owner

400 Kentucky Ave is owned and occupied by an individual who bought it in September 2025.

Source: Campbell County records, as of March 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	400 KENTUCKY AVE, MELBOURNE, KY 41059-2430
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Mar 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 27, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on File
Deed Sale	Sep 3, 2025 · Amount on File
Prior Sale	Mar 22, 2022 · Amount on File
Deed Document Number	5988495
Deed Book / Page	D374 / 186
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Mar 22, 2022
Property Address	400 KENTUCKY AVE, MELBOURNE, KY 41059-2430
Document Number	0005150551
Book / Page	D352 / 679
Instrument Date	Mar 16, 2022
Instrument	5150551
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	811 MONTEREY LN, COLD SPRING, KY 41076-8585

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	400 KENTUCKY AVE, MELBOURNE, KY 41059-2430

Mortgage

Document Number	0005150552
Date	Mar 22, 2022
Instrument	5150552

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMPBELL KY
Recording Date	Mar 27, 2018
Property Address	400 KENTUCKY AVE, MELBOURNE, KY 41059
Document Number	0005071280
Book / Page	000328 / 000555
Instrument Date	Mar 27, 2018
Instrument	5071280
Transaction Type	Transfer
Record Updated	Apr 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 MONTEREY LN COLD SPRING KY 410768585, COLD SPRING, KY 41076-8585

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CAMPBELL KY
Recording Date	Feb 27, 2018
Property Address	400 KENTUCKY AVE, MELBOURNE, KY 41059
Document Number	0005069999
Book / Page	000328 / 000212
Instrument Date	Dec 1, 2017
Instrument	5069999
Transaction Type	Foreclosure
Record Updated	Mar 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$86.90
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	4801 FREDERICA ST OWENSBORO KY 423017441, OWENSBORO, KY 42301-7441

Tax Assessment & Valuation

The 2025 property tax bill for 400 Kentucky Ave was $1,636.

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Melbourne City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,636.00	$135,000 Land $20,000 Building $115,000	$135,000 Land $20,000 Building $115,000
2023	$1,620.00 (+3.71%)	$135,000 (+8%) Land $6,600 Building $128,400	$135,000 (+8%) Land $6,600 Building $128,400
2022	$1,562.00	$125,000 Land $6,600 Building $118,400	$125,000 Land $6,600 Building $118,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 400 Kentucky Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 131 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	131 in force
Nearby Flood Claims	28 (1991–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 9 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 7 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Kentucky Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Kentucky Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures