Effingham County property record for 400 Keith Rd, Guyton, GA 31312 · Last verified April 2026
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 4,024 sqft · built 2002 |
| Lot Size | 15.6 acres (681,278 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Sep 2017) |
| Tax Bill | $5,223 (2025) |
| Deeds & Mortgages | Sep 2019 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02700-010-000 |
| Primary APN | 02700-010-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,024 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick Veneer |
| Roof Type | Shed Roof |
| Roof Material | Fiberglass |
| Lot Area | 681,278 sqft (15.6 acres) |
| Garage Area | 820 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 681 sqft |
| Canopy | 600 sqft |
| Utility Building | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1281 |
|---|---|
| Street Address | 400 KEITH RD |
| City | GUYTON |
| State | GA |
| Zip | 31312-4129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 15.64 AC |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30204 |
Source: Effingham County records · APN 02700-010-000
Assessment roll updated December 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 400 KEITH RD, GUYTON, GA 31312-4129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Sep 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS |
| Sep 25, 2017 | Warranty Deed, Transfer · Conventional Mortgage BANKSOUTH MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 25, 2017 · Amount on Record |
| Deed Sale | Sep 25, 2017 · Amount on Record |
| Prior Sale | May 02, 2002 |
| Deed Document Number | 20172711 |
| Deed Book / Page | 2430 / 344 |
| Prior Transfer Date | Oct 01, 2015 |
| Prior Transfer Doc | 002313/106 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 400 KEITH RD, GUYTON, GA 31312-4129 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 400 KEITH RD, GUYTON, GA 31312-4129 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002548/0000000067 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 0000002548/0000000067 |
| Instrument | 008161 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 400 KEITH RD, GUYTON, GA 31312-4129 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 400 KEITH RD, GUYTON, GA 31312-4129 |
| Document Number | 0000002620/0000000479 |
|---|---|
| Date | Sep 02, 2020 |
| Book Page | 0000002620/0000000479 |
| Instrument | 008984 |
| Name | QUICKEN LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Sep 25, 2017 |
| Property Address | 400 KEITH RD, GUYTON, GA 31312-4129 |
| Document Number | 002430/344 |
| Book / Page | 2430 / 344 |
| Instrument Date | Sep 25, 2017 |
| Instrument | 2017-002711 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 400 KEITH RD, GUYTON, GA 31312-4129 |
| Document Number | 002430/346 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 2430/346 |
| Instrument | 008814 |
| Name | BANKSOUTH MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2047 |
Source: Effingham County records · Assessment roll updated December 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,223.00 (+13.1%) Homeowner's exemption | $246,434 (-7.51%) Land $48,186 Building $198,248 | $616,084 (-7.51%) Land $120,464 Building $495,620 |
| 2024 | $4,618.00 (+43.24%) Homeowner's exemption | $266,454 (+19.3%) Land $58,690 Building $207,764 | $666,136 (+19.3%) Land $146,726 Building $519,410 |
| 2023 | $3,224.00 (-15.58%) Homeowner's exemption | $223,341 (+8.13%) Land $58,690 Building $164,650 | $558,352 (+8.13%) Land $146,726 Building $411,626 |
| 2022 | $3,819.00 Homeowner's exemption | $206,550 Land $41,900 Building $164,650 | $516,377 Land $104,751 Building $411,626 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131030302042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (1990–1998) |
| Most Recent Claim | Feb 1998, rainfall accumulation |
| Wildfire Risk | Low above 36% of the US · above 14% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 2,174 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Planters Rural Telephone Cooperative | Fiber | 8,000 / 8,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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