Rowan County property record for 400 Jordan Ave, Spencer, NC 28159
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,411 sqft · built 1948 |
| Lot Size | 0.34 acres (15,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $238,500 (Jan 2026) |
| Tax Bill | $1,934 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 033 003 |
| Primary APN | 033 003 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,411 sqft Living Area |
| 1st Floor Area | 1,411 sqft |
| Basement Area | 607 sqft |
| Unfinished Basement | 607 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,000 sqft (0.34 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Area | 308 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 328 sqft |
| Patio Area | 228 sqft |
| Storage Building | Storage Building |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 400 JORDAN AVE |
|---|---|
| City | SPENCER |
| State | NC |
| Zip | 28159-1640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8:SINGLE |
| Legal Description | L10-11 BLK 5 |
| Legal Subdivision | B F LIVELY AND CO |
| Legal Block | 5 |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 50700 |
400 Jordan Ave is owned and occupied by an individual who bought it in January 2026.
Source: Rowan County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 400 JORDAN AVE, SPENCER, NC 28159-1640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 12, 2025 | Deed of Trust, Mortgage · Commercial Mortgage SKYLA FCU |
| Jan 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 29, 2026 · Amount on File |
| Deed Sale | Jan 29, 2026 · Amount on File |
| Prior Sale | Oct 15, 2020 · Amount on File |
| Deed Book / Page | 1476 / 707 |
| Prior Transfer Date | Sep 2, 2016 |
| Prior Transfer Doc | 0012760441 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 400 JORDAN AVE, SPENCER, NC 28159-1640 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 661 JARRELL RD, LEXINGTON, NC 27292-6111 |
| Document Number | 0014740218 |
|---|---|
| Date | Dec 12, 2025 |
| Book Page | 1474/218 |
| Name | SKYLA FCU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28209 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jan 29, 2026 |
| Property Address | 400 JORDAN AVE, SPENCER, NC 28159-1640 |
| Document Number | 0014760707 |
| Book / Page | 1476 / 707 |
| Instrument Date | Jan 29, 2026 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $477.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 661 JARRELL RD, LEXINGTON, NC 27292-6111 |
| Name | Verified Name |
|---|---|
| Address | 400 JORDAN AVE, SPENCER, NC 28159-1640 |
| Document Number | 0001476708 |
|---|---|
| Date | Jan 29, 2026 |
| Instrument | 1476/708 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
The 2026 property tax bill for 400 Jordan Ave was $1,934.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,934.00 | $171,184 (-) Land $27,000 Building $144,184 | $171,184 Land $27,000 Building $144,184 |
| 2025 | $1,934.00 | $171,184 Land $27,000 Building $144,184 | |
| 2023 | $1,934.00 | $171,184 Land $27,000 Building $144,184 | $171,184 Land $27,000 Building $144,184 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 Jordan Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Nov 2006 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 Jordan Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 13 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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