Berrien County property record for 400 John St, Benton Harbor, MI 49022
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 952 sqft · built 1939 |
| Lot Size | 0.121 acres (5,271 sqft) |
| Owner | Individual Name on File |
| Last Sale | $39,800 (May 1997) |
| Tax Bill | $447 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-0700-0008-00-8 |
| Primary APN | 54-0700-0008-00-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 952 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Lot Area | 5,271 sqft (0.121 acres) |
| Lot Dimensions | 125 ft deep x 42 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 400 JOHN ST |
|---|---|
| City | BENTON HARBOR |
| State | MI |
| Zip | 49022-3216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICT A |
| Legal Description | LOT 8 BELLS ADD TO CITY OF BENTON HARBOR EXC THE S 8' THEREOF |
| Legal Subdivision | BELLS ADD |
| Legal Lot Number | 8 |
| Legal Unit | 8 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BENTON HARBOR |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 300 |
400 John St is owned and occupied by an individual who bought it in May 1997.
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 400 JOHN ST, BENTON HARBOR, MI 49022-3216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 1997 · Amount on File |
| Deed Sale | May 13, 1997 · Amount on File |
| Prior Sale | Dec 12, 1995 · Amount on File |
| Deed Book / Page | 1809 / 513 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 400 JOHN ST, BENTON HARBOR, MI 49022-3216 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03184/2998 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 3184/2998 |
| Instrument | 3184-2998 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 400 John St was $447 with a homeowner's exemption.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | Benton Harbor City |
| Unified School District | Benton Harbor Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,600 | $43,200 | |
| 2025 | $447.00 | ||
| 2023 | $12,400 | $24,800 | |
| 2022 | $394.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 400 John St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 400 John St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON HARBOR serves 9,103 people · EPA ID MI0000600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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