400 Joan Dr, Olyphant, PA 18447 Property Records

Lackawanna County property record for 400 Joan Dr, Olyphant, PA 18447

Property Summary

Property Type	Single Family Home
Details	2,717 sqft · built 1988
Lot Size	0.243 acres (10,617 sqft)
Owner	2 Individual Names on File
Last Sale	$243,800 (Mar 2006)
Tax Bill	$57,065 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit May 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1141904000108`

Property Details

APN / Parcel Number

Primary APN	`1141904000108`

Interior

Building Area	2,717 sqft Total Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	10,617 sqft (0.243 acres)
Lot Dimensions	117 ft deep x 91 ft wide

Location & Zoning

Street Address	400 JOAN DR
City	OLYPHANT
State	PA
Zip	18447-2178
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	91X117 FERN HILL ESTATES L 25 B 16 W-01
Legal Subdivision	FERN HILL ESTATES
Legal Lot Number	25
Jurisdiction	LACKAWANNA PA
Township / Civil Division	OLYPHANT
Census Block Group	4
Census Block	4039
Census Tract	111400

Owner

400 Joan Dr is owned and occupied by two individuals who bought it in March 2006.

Source: Lackawanna County records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	400 JOAN DR, OLYPHANT, PA 18447-2178
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Line of Credit NET FEDERAL CREDIT UNION
May 18, 2022	Deed of Trust, Mortgage · Line of Credit NET FEDERAL CU
Aug 16, 2021	Deed of Trust, Mortgage · Line of Credit NET FEDERAL CU
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FIDELITY DEPOSIT & DISCOUNT BANK
Mar 28, 2019	Deed, Transfer · Conventional Mortgage THE FIDELITY DEPOSIT & DISCOUNT BAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2006 · Amount on File
Deed Sale	Mar 16, 2006 · Amount on File
Deed Document Number	20067022
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACKAWANNA PA
Recording Date	Jun 12, 2026
Property Address	400 JOAN DR, OLYPHANT, PA 18447-2178
Document Number	0000009424
Instrument Date	Jun 4, 2026
Instrument	20269424
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 JOAN DR, OLYPHANT, PA 18447-2178

Mortgage

Document Number	0000009424,
Date	Jun 12, 2026
Instrument	20269424

Lender

Name	NET FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 4, 2046

Interest

Rate	6.37%
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACKAWANNA PA
Property Address	400 JOAN DR, OLYPHANT, PA 18447-2178
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010288
Date	May 18, 2022
Instrument	202210288

Lender

Name	NET FEDERAL CU
Type	Credit Union
Address	SCRANTON, PA 18503

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 5, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACKAWANNA PA
Property Address	400 JOAN DR, OLYPHANT, PA 18447-2178
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018931
Date	Aug 16, 2021
Instrument	202118931

Lender

Name	NET FEDERAL CU
Type	Credit Union
Address	SCRANTON, PA 18503

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 15, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACKAWANNA PA
Property Address	400 JOAN DR, OLYPHANT, PA 18447-2178
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BCM ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009742
Date	Jul 7, 2020
Instrument	202009742

Lender

Name	THE FIDELITY DEPOSIT & DISCOUNT BANK
Type	Bank
Address	SCRANTON, PA 18512

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Aug 1, 2049

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	LACKAWANNA PA
Recording Date	Mar 28, 2019
Property Address	400 JOAN DR, OLYPHANT, PA 18447-2178
Document Number	0000004144
Instrument Date	Mar 25, 2019
Instrument	201904144
Transaction Type	Transfer
Record Updated	Jun 7, 2022
Title Company	BCM ABSTRACT LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 JOAN DR, OLYPHANT, PA 18447-2178

Mortgage

Document Number	0000004145
Date	Mar 28, 2019
Instrument	201904145

Lender

Name	THE FIDELITY DEPOSIT & DISCOUNT BAN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 400 Joan Dr was $57,065 with a homeowner's exemption.

Source: Lackawanna County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lackawanna County
Municipality	Olyphant Borough
Unified School District	Mid Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$57,065.00 Homeowner's exemption	$371,040 Land $38,620 Building $332,420
2024	$5,185.00	$25,500 (-) Land $3,500 Building $22,000	$371,040 Land $38,620 Building $332,420
2023	$5,185.00 Homeowner's exemption	$25,500 Land $3,500 Building $22,000
			$25,500 Land $3,500 Building $22,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 400 Joan Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Joan Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMER WATER CO LAKE SCRANTON private · serves 137,142 people · EPA ID PA2359008
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
ICON Technologies Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: SkyPacket.

Nearby Properties on Joan Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures