400 Jerome Ln, Cahokia (East Saint Louis), IL 62206 Property Records

St. Clair County property record for 400 Jerome Ln, Cahokia, IL 62206

Property Summary

Property Type	Commercial
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on File
Last Sale	$150,000 (Feb 2022)
Tax Bill	$394 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2022 Sale & Line of Credit + 2 more
APN	`01-35-0-315-002`

Property Details

APN / Parcel Number

Primary APN	`01-35-0-315-002`

Exterior

Lot Area	4,792 sqft (0.11 acres)

Location & Zoning

Street Address	400 JEROME LN
City	EAST SAINT LOUIS
State	IL
Zip	62206-2047
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	AIRPORT CITY LOT/SEC-2-BLK/RG-1 A02736588
Legal Subdivision	AIRPORT CITY
Legal Block	315
Jurisdiction	ST CLAIR IL
Township / Civil Division	CENTREVILLE
Census Block Group	4
Census Block	4012
Census Tract	502300

Owner

400 Jerome Ln, a commercial property, is owned by a company that bought it in February 2022.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Company Name on File
Mailing Address	1411 EILER RD, BELLEVILLE, IL 62223-3242
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF WATERLOO
Feb 14, 2022	Warranty Deed, Transfer · Line of Credit CENTRAL TRUST BANK
Mar 26, 2019	Loan Modification, Mortgage FIRST NAT'L BK/WATERLOO
Mar 26, 2019	Loan Modification, Mortgage FIRST NAT'L BK/WATERLOO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2022 · Amount on File
Deed Sale	Feb 14, 2022 · Amount on File
Deed Document Number	20222736588
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Jul 31, 2026
Property Address	400 JEROME LN, EAST SAINT LOUIS, IL 62206-2047
Document Number	0002891170
Instrument Date	Jul 9, 2026
Instrument	20262891170
Transaction Type	Mortgage
Record Updated	Aug 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002891170,
Date	Jul 31, 2026
Instrument	20262891170

Lender

Name	FIRST NATIONAL BANK OF WATERLOO

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 14, 2022
Property Address	400 JEROME LN, CAHOKIA, IL 62206-2047
Document Number	0A02736588
Map Reference	MB 31 PG 43
Instrument Date	Feb 14, 2022
Instrument	A02736588
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	ACCENT TITLE, ACCENT TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1411 ELLERN RAD, BELLEVILLE, IL 62223

Mortgage

Document Number	0A02736589
Date	Feb 14, 2022
Instrument	A02736589

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Feb 17, 2027

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	400 JEROME LN, CAHOKIA, IL 62206-2047
Document Number	00A2677056
Instrument Date	Mar 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 JEROME LN CAHOKIA IL 622062047, CAHOKIA, IL 62206-2047

Mortgage

Document Number	00A2677056
Date	Nov 24, 2020
Instrument	2677056

Lender

Name	FIRST NAT'L BK/WATERLOO
Type	Bank

Agreement

Amount	Amount on Record
Term	36 Months
Due	Nov 23, 2023

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	400 JEROME LN, CAHOKIA, IL 62206-2047
Document Number	00A2677055
Instrument Date	Mar 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 JEROME LN CAHOKIA IL 622062047, CAHOKIA, IL 62206-2047

Mortgage

Document Number	00A2677055
Date	Nov 24, 2020
Instrument	2677055

Lender

Name	FIRST NAT'L BK/WATERLOO
Type	Bank

Agreement

Amount	Amount on Record
Term	36 Months
Due	Nov 23, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 400 Jerome Ln was $394.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Cahokia Heights City
County	St. Clair County
County Subdivision	Centreville Township
Unified School District	Cahokia Community Unit School District 187 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$394.00	$2,168 Land $1,645 Building $523	$6,504 Land $4,935 Building $1,569
2022		$1,938 Land $1,471 Building $467	$5,814 Land $4,413 Building $1,401

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 400 Jerome Ln; there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1979–1994)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Apr 1994 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 400 Jerome Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAHOKIA HEIGHTS serves 12,528 people · EPA ID IL1635000
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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