400 Island Dr, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 400 Island Dr, Key Biscayne, FL 33149

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,903 sqft · built 1979
Lot Size0.267 acres (11,640 sqft)
Owner2 Individual Names on Record
Last Sale$1,057,500 (Jul 1994)
Tax Bill$41,402 (2025)
Flood ZoneZone AE (high risk)
APN24-5205-010-0610

Property Details

APN / Parcel Number

Primary APN24-5205-010-0610

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,903 sqft Living Area
Gross Area6,397 sqft
1st Floor Area32 sqft
FlooringCovered

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1984
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialTile
Lot Area11,640 sqft (0.267 acres)
Lot Dimensions160 ft deep x 72.8 ft wide
Patio Area1,020 sqft
Boat AccessBoat Access
Total Buildings2 Buildings

Location & Zoning

Street Address400 ISLAND DR
CityKEY BISCAYNE
StateFL
Zip33149-2416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2000
Legal Description5 55 42 PB 68-81 CAPE FLORIDA SUB SEC 1 LOT 29 & PROP INT IN & TO ADJ WATER OR WATERWAYSBLK 2 LOT SIZE 72.750 X 160 OR 16446-4545 0794 1
Legal Range42E
Legal Township55S
Legal Section05
Legal SubdivisionCAPE FLORIDA SUB
Legal Block1
Legal Lot Number29
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group1
Census Block1020
Census Tract4602

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2150 NW 93RD AVE, 100, DORAL, FL 33172-4803
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 1994 · Amount on Record
Deed SaleJul 21, 1994 · Amount on Record
Deed Book / Page16446 / 4545
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$41,402.00 (+3.69%) Homeowner's exemption$2,579,763 (+5.99%)$6,383,790 (+27.08%) Land $5,529,000 Building $854,790
2023$39,927.00 (+4.8%) Homeowner's exemption$2,434,038 (+3%)$5,023,475 (+7.86%) Land $4,155,480 Building $867,995
2022$38,099.00 Homeowner's exemption$2,363,144$4,657,599 Land $3,783,000 Building $874,599

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 201 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies201 in force
Nearby Flood Claims312 (1979–2024)
Claims Outside the SFHA1 of 312
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 38 claims
  • Hurricane Wilma, Oct 2005 · 26 claims
  • Hurricane Andrew, Aug 1992 · 195 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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