400 Howard St, Sumner, IA 50674 Property Records

Bremer County property record for 400 Howard St, Sumner, IA 50674

Property Summary

Property TypeSingle Family Home
Details2 bd · 3.5 ba · 1,735 sqft · built 1981
Lot Size0.306 acres (13,329 sqft)
OwnerIndividual Name on File
Last Sale$205,000 (Nov 2022)
Tax Bill$3,194 (2025)
Deeds & MortgagesNov 2022 Sale
Flood ZoneZone X (minimal risk)
APN04-23-378-007

Property Details

APN / Parcel Number

Primary APN04-23-378-007

Interior

Bedrooms2 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,735 sqft Living Area
Basement Area1,735 sqft
Finished Basement1,100 sqft
Unfinished Basement635 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area13,329 sqft (0.306 acres)
Lot Dimensions148 ft deep x 90 ft wide
Garage TypeAttached
Garage Area768 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area25 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address400 HOWARD ST
CitySUMNER
StateIA
Zip50674-1232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description23-93-11 CORKERY ADD LOT 5
Legal Range11W
Legal Township93N
Legal Section23
Legal SubdivisionCORKERY ADD
Legal Lot Number5
JurisdictionBREMER IA
Township / Civil DivisionSUMNER
Census Block Group1
Census Block1003
Census Tract4700

Owner

Source: Bremer County assessment roll, as of September 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address400 HOWARD ST, SUMNER, IA 50674-1232
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 3, 2022 · Amount on Record
Deed SaleNov 3, 2022 · Amount on Record
Prior SaleNov 2, 2006 · Amount on Record
Deed Document Number20224042
Record UpdatedSep 20, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREMER IA
Recording DateNov 3, 2022
Property Address400 HOWARD ST, SUMNER, IA 50674-1232
Document Number0020224042
Instrument DateOct 28, 2022
Instrument20224042
Transaction TypeTransfer
Record UpdatedJan 11, 2023

Transaction

AmountAmount Recorded
Tax$327.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 HOWARD ST, SUMNER, IA 50674-1232

Tax Assessment & Valuation

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBremer County
MunicipalitySumner City
Unified School DistrictSumner-Fredericksburg Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,194.00 (-10.93%) Homeowner's exemption$211,370 (+0.54%) Land $23,400 Building $187,970$211,370 (+0.54%) Land $23,400 Building $187,970
2023$210,230 Land $23,400 Building $186,830$210,230 Land $23,400 Building $186,830
2022$3,586.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims12 (2004–2025)
Claims Outside the SFHA2 of 12
Most Recent ClaimApr 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUMNER WATER SUPPLY
serves 2,030 people · EPA ID IA0970006
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hawkeye Telephone Company
Fiber
1,000 / 1,000
Northeast Iowa Telephone Company
Fiber
1,000 / 1,000
AMG Technology Investment Group
Fixed Wireless
1,000 / 1,000
Mediacom Communications
Cable
1,000 / 50
LTD Broadband
Fixed Wireless
150 / 130

May also be available: Uniti Group.

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