Middlesex County and Middlesex Borough property record for 400 Howard Ave, Middlesex, NJ 08846 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,960 sqft · built 1949 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $415,000 (Nov 2017) |
| Tax Bill | $11,641 (2025) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00198-0000-00045-01 |
| Primary APN | 10-00198-0000-00045-01 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,960 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Street Address | 400 HOWARD AVE |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-2015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50X100 46-48-A |
| Legal Subdivision | WATCHUNG ESTATES |
| Legal Block | 198 |
| Legal Lot Number | 45.1 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 102 |
Source: Middlesex County and Middlesex Borough records · APN 10-00198-0000-00045-01
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 400 HOWARD AVE, MIDDLESEX, NJ 08846-2015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Aug 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 01, 2017 | Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 01, 2017 · Amount on Record |
| Deed Sale | Nov 01, 2017 · Amount on Record |
| Prior Sale | Oct 19, 2006 · Amount on Record |
| Deed Document Number | 2017489 |
| Deed Book / Page | 17001 / 168 |
| Prior Transfer Date | Oct 01, 2010 |
| Prior Transfer Doc | 2011001180 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 400 HOWARD AVE, MIDDLESEX, NJ 08846-2015 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Title Company | SERVICELINK HOME EQUITY |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000066309 |
|---|---|
| Date | Oct 30, 2025 |
| Book Page | 19863/1216 |
| Instrument | 2025066309 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 400 HOWARD AVE, MIDDLESEX, NJ 08846-2015 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SUNNYSIDE TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000079957 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 18004/1628 |
| Instrument | 2020079957 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Nov 01, 2017 |
| Property Address | 400 HOWARD AVE, MIDDLESEX, NJ 08846-2015 |
| Document Number | 201700000489 |
| Book / Page | 17001 / 0168 |
| Instrument Date | Oct 19, 2017 |
| Instrument | 201700000489 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 225 VESPER AVE, 225, MIDDLESEX, NJ 08846-1241 |
| Name | Verified Name |
|---|---|
| Address | 400 HOWARD AVE, MIDDLESEX, NJ 08846-2015 |
| Investor | Possibly a Property Investor |
| Document Number | 201700000490 |
|---|---|
| Date | Nov 01, 2017 |
| Instrument | 201700000490 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2047 |
Source: Middlesex County and Middlesex Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $519,100 (-5.46%) Land $134,800 Building $384,300 | $519,100 (-5.46%) Land $134,800 Building $384,300 | |
| 2025 | $11,641.00 (+15.78%) | $549,100 (+26.38%) Land $134,800 Building $414,300 | $549,100 (+26.38%) Land $134,800 Building $414,300 |
| 2024 | $10,054.00 (+12.07%) | ||
| 2023 | $434,500 Land $134,800 Building $299,700 | $434,500 Land $134,800 Building $299,700 | |
| 2022 | $8,971.00 |
Source: FEMA National Flood Hazard Layer, Middlesex County (34023C), updated December 16, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 572 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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