Macon County property record for 400 Holt Rd, Highlands, NC 28741
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,956 sqft · built 1969 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,825 (2026) |
| Deeds & Mortgages | Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 7439574246 |
| Primary APN | 7439574246 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,956 sqft Heated Area |
| 1st Floor Area | 1,956 sqft |
| Basement Area | 1,748 sqft |
| Finished Basement | 1,748 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 54,450 sqft (1.25 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 466 sqft |
| Deck Area | 156 sqft |
| Patio Area | 156 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 135705 |
|---|---|
| Street Address | 400 HOLT RD |
| City | HIGHLANDS |
| State | NC |
| Zip | 28741-6538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | CARRIAGE HILL #'S 3 4 |
| Legal Subdivision | CARRIAGE HILL |
| Jurisdiction | MACON NC |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 970502 |
400 Holt Rd is owner-occupied and held in a trust.
Source: Macon County records, as of October 6, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 400 HOLT RD, HIGHLANDS, NC 28741-6538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 400 HOLT RD, HIGHLANDS, NC 28741-6538 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | S39/0610 |
|---|---|
| Date | Jan 30, 2020 |
| Book Page | S-39/0610 |
| Instrument | 2020000659 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 400 Holt Rd was $2,825, up 3.4% from the year before.
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,825.00 (+3.4%) | $903,680 Land $247,500 Building $656,180 | $903,680 Land $247,500 Building $656,180 |
| 2025 | $2,732.00 | ||
| 2023 | $2,720.00 | $903,680 Land $247,500 Building $656,180 | $903,680 Land $247,500 Building $656,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 Holt Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 Holt Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 1,000 / 50 |
May also be available: BalsamWest FiberNET, Frontier, Hotwire Communications.
4G LTE (outdoors only), no 5G reported
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