Blue Earth County property record for 400 Hilltop Ln, Saint Clair, MN 56080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,104 sqft · built 1971 |
| Lot Size | 0.322 acres (14,026 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $219,900 (Apr 2019) |
| Tax Bill | $4,486 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R17.15.17.204.001 |
| Primary APN | R17.15.17.204.001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| Basement Area | 650 sqft |
| Finished Basement | 650 sqft |
| Unfinished Basement | 454 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | A-Frame |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 14,026 sqft (0.322 acres) |
| Lot Dimensions | 115 ft deep x 138 ft wide |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Driveway | Driveway |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 622 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 180 sqft |
| Deck Area | Deck Area |
| Patio Area | 1,097 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 400 HILLTOP LN |
|---|---|
| City | SAINT CLAIR |
| State | MN |
| Zip | 56080-7522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NYQUIST SUB DIV 001 002 00 |
| Legal Range | 25 |
| Legal Township | 107 |
| Legal Section | 17 |
| Legal Subdivision | NYQUIST SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | BLUE EARTH MN |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 171300 |
400 Hilltop Ln is owned and occupied by two individuals who bought it in April 2019.
Source: Blue Earth County records, as of May 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 400 HILLTOP LN, SAINT CLAIR, MN 56080-7522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE |
| Jan 7, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE |
| Apr 29, 2019 | Warranty Deed, Transfer · FHA Mortgage BELL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2019 · Amount on File |
| Deed Sale | Apr 29, 2019 · Amount on File |
| Prior Sale | May 7, 2007 · Amount on File |
| Deed Document Number | 2019571CR449 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLUE EARTH MN |
| Property Address | 400 HILLTOP LN, SAINT CLAIR, MN 56080 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00579CR000 |
|---|---|
| Date | Apr 7, 2020 |
| Instrument | 579CR000 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | May 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLUE EARTH MN |
| Property Address | 400 HILLTOP LN, SAINT CLAIR, MN 56080 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00596CR403 |
|---|---|
| Date | Jan 7, 2022 |
| Instrument | 596CR403 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | May 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLUE EARTH MN |
| Recording Date | Apr 29, 2019 |
| Property Address | 400 HILLTOP LN, SAINT CLAIR, MN 56080 |
| Document Number | 00571CR449 |
| Instrument Date | Apr 22, 2019 |
| Instrument | 571CR449 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $725.67 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 400 HILLTOP LN, SAINT CLAIR, MN 56080 |
| Document Number | 00571CR450 |
|---|---|
| Date | Apr 29, 2019 |
| Instrument | 571CR450 |
| Name | BELL BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 400 Hilltop Ln was $4,486.
Source: Blue Earth County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Blue Earth County |
| Municipality | St. Clair City |
| Unified School District | St. Clair Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,486.00 | $297,400 (+3.08%) Land $27,800 Building $269,600 | $297,400 (+3.08%) Land $27,800 Building $269,600 |
| 2025 | $288,500 (+8.91%) Land $27,800 Building $260,700 | $288,500 (+8.91%) Land $27,800 Building $260,700 | |
| 2024 | $3,874.00 (-1.63%) Homeowner's exemption | $264,900 (-) Land $27,700 Building $237,200 | $264,900 (-) Land $27,700 Building $237,200 |
| 2023 | $3,938.00 Homeowner's exemption | $264,900 Land $27,700 Building $237,200 | $264,900 Land $27,700 Building $237,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 Hilltop Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective March 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (1984–2016) |
| Claims Outside the SFHA | 10 of 10 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 Hilltop Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Clair serves 846 people · EPA ID MN1070017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 350 |
| GigFire Fixed Wireless | 150 / 130 |
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