400 High St, Charlotte, MI 48813 Property Records

Eaton County property record for 400 High St, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,974 sqft · built 1955
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on File
Last Sale	$76,900 (Jun 2010)
Tax Bill	$3,583 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20006666501000`

Property Details

APN / Parcel Number

Primary APN	`20006666501000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,974 sqft Living Area
1st Floor Area	1,974 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	102 ft deep x 209 ft wide
Garage Area	504 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	400 HIGH ST
City	CHARLOTTE
State	MI
Zip	48813-1244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Description	COM. AT SE CORNER OF LOT 65, W 102 FEET TO E LINE OF HIGH ST., N 209 FEET, E 102 FEET, S TO BEG. MCCLURE'S ADDITION CITY OF CHARLOTTE
Legal Subdivision	FEET S TO BEG MCCLURES ADD
Legal Lot Number	65
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	1
Census Block	1014
Census Tract	20901

Owner

400 High St is owned and occupied by an individual who acquired it in September 2020.

Source: Eaton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	7105 CORPORATE DR, PLANO, TX 75024-4100
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2010 · Amount on File
Deed Sale	Jun 17, 2010 · Amount on File
Prior Sale	Jul 28, 2009 · Amount on File
Deed Book / Page	2285 / 1209
Last Transfer Date	Sep 29, 2020
Transfer Doc	002875/767
Record Updated	Oct 29, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Oct 13, 2020
Property Address	400 HIGH ST, CHARLOTTE, MI 48813-1244
Document Number	002875/767
Book / Page	2875 / 767
Instrument Date	Sep 29, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 HIGH ST, CHARLOTTE, MI 48813-1244

Mortgage

Document Number	0002875770
Date	Oct 13, 2020
Instrument	2875/770

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 400 High St was $3,583 with a homeowner's exemption, up 2.9% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,800 (+4.79%)	$196,267 (-) Land $48,166 Building $148,101
2025	$3,583.00 (+2.93%) Homeowner's exemption	$98,100	$196,267 Land $48,166 Building $148,101
2024	$3,481.00
2023		$84,900	$169,800
2022	$3,113.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 High St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 High St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: ACD.net, AT&T.

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