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400 High St, Albert Lea, MN 56007 Property Records

Freeborn County property record for 400 High St, Albert Lea, MN 56007

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,354 sqft · built 1925
Lot Size0.19 acres (8,184 sqft)
OwnerIndividual Name on File
Tax Bill$3,236 (2025)
Deeds & MortgagesSep 2020 Mortgage
Sep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN34.172.1360

Property Details

APN / Parcel Number

Primary APN34.172.1360

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,354 sqft Living Area
1st Floor Area856 sqft
Basement Area200 sqft
Finished Basement200 sqft
Unfinished Basement736 sqft
FlooringCeramic Tile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialAsbestos
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,184 sqft (0.19 acres)
Lot Dimensions124 ft deep x 66 ft wide
Garage TypeDetached
Garage Area608 sqft
PorchScreened Porch
Deck Area360 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address400 HIGH ST
CityALBERT LEA
StateMN
Zip56007-2327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAUDITOR'S PLAT NO 1 LOT-112 LOT 112 AUDITORS PLAT NO 1
Legal SubdivisionAUDITOR'S PLAT NO 1
Legal Lot Number112
JurisdictionFREEBORN MN
Township / Civil DivisionALBERT LEA
Census Block Group4
Census Block4023
Census Tract180500

Owner

Source: Freeborn County assessment roll, APN 34.172.1360, as of June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address400 HIGH ST, ALBERT LEA, MN 56007-2327
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Sep 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREEBORN MN
Property Address400 HIGH ST, ALBERT LEA, MN 56007-2327
Transaction TypeMortgage
Record UpdatedJun 02, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA544474
DateSep 18, 2020
InstrumentA544474
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050
Interest
Rate TypeFixed Rate

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREEBORN MN
Property Address400 HIGH ST, ALBERT LEA, MN 56007-2327
Transaction TypeMortgage
Record UpdatedMay 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA539429
DateSep 30, 2019
InstrumentA539429
Lender
NameFAIRWAY INDEPENDENT MTG CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Freeborn County assessment roll as of June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityAlbert Lea City
CountyFreeborn County
Unified School DistrictAlbert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$179,800 (+19.95%) Land $21,000 Building $158,800$179,800 (+19.95%) Land $21,000 Building $158,800
2025$3,236.00 (+5.2%)
2023$3,076.00 (+30.12%) Homeowner's exemption$149,900 Land $21,000 Building $128,900$149,900 Land $21,000 Building $128,900
2020$2,364.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Freeborn County (27047C), as of January 26, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 273 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber		5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
LTD Broadband
Fiber · Fixed Wireless		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Midcontinent Communications
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Winnebago Cooperative Telecom Association.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1240001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemAlbert Lea
serves 18,492 people
Water SourceGroundwater
Last State InspectionSep 2025
Lead2 ppb (2025)
action level 15 ppb
Copper1.81 mg/L (2021)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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