400 High Rd, Sandpoint, ID 83864 Property Records

Bonner County property record for 400 High Rd, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,216 sqft · built 2005
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$548,800 (Jan 2026)
Tax Bill	$1,408 (2026)
Deeds & Mortgages	Jan 2026 Mortgage May 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RP043540000010A`

Property Details

APN / Parcel Number

Primary APN	`RP043540000010A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,216 sqft Finished Area
1st Floor Area	1,216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Pole Barn	276 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Wood Furnace
Heating Fuel	Wood

Location & Zoning

Street Address	400 HIGH RD
City	SANDPOINT
State	ID
Zip	83864-6450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A/f-10
Legal Description	11-58N-1E ARMSTRONG PLAT LOT 1
Legal Range	01E
Legal Township	58N
Legal Section	11
Legal Subdivision	CPWRS
Legal Lot Number	1
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1062
Census Tract	950201

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1008 N SHORE DR, LEESBURG, FL 34748-3531
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · VA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
May 1, 2024	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
May 13, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2026 · Amount on Record
Deed Sale	Jan 9, 2026 · Amount on Record
Prior Sale	May 13, 2022 · Amount on Record
Deed Document Number	20261056934
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	400 HIGH RD, SANDPOINT, ID 83864-6450
Transaction Type	Mortgage
Record Updated	Jan 22, 2026
Title Company	UNKNOWN, FLYING S T&E OF ID INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 MARINA WAY 15, 15, DOVER, ID 83825

Mortgage

Document Number	0001056935
Date	Jan 9, 2026
Instrument	1056935

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	ALLEN, TX 75013

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	400 HIGH RD, SANDPOINT, ID 83864-6450
Transaction Type	Mortgage
Record Updated	May 16, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001032887
Date	May 1, 2024
Instrument	1032887

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	May 13, 2022
Property Address	400 HIGH RD, SANDPOINT, ID 83864-6450
Document Number	0001005337
Map Reference	MB 6 PG 184
Instrument Date	May 4, 2022
Instrument	1005337
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 W SOLDOTNA DR, KUNA, ID 83634-5455

Mortgage

Document Number	0001005338
Date	May 13, 2022
Instrument	1005338

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,408.00 (+6.1%)	$420,264 (-5.03%) Land $194,643 Building $225,621	$420,264 (-5.03%) Land $194,643 Building $225,621
2025	$1,327.00 (+14.4%) Homeowner's exemption	$442,523 (+12.18%) Land $194,643 Building $247,880	$442,523 (+12.18%) Land $194,643 Building $247,880
2023	$1,160.00 Homeowner's exemption	$394,461 Land $168,701 Building $225,760	$394,461 Land $168,701 Building $225,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · lower than 73% of Idaho
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	30 / 10
Wired or Wireless Fixed Wireless · not low latency	30 / 10

Cell Coverage

5G and 4G LTE (outdoors only)

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