400 Harshaw Farm Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 400 Harshaw Farm Dr, Murphy, NC 28906 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 2,284 sqft · built 2020
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Company Names on File
Last Sale	$915,000 (Dec 2021)
Tax Bill	$4,735 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jul 2021 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`550200603032000`

Property Details

APN / Parcel Number

Primary APN	`550200603032000`
Alternative APN	`56348`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,284 sqft Heated Area
Basement Area	244 sqft
Finished Basement	1,860 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	108,900 sqft (2.5 acres)
Lot Dimensions	261 ft deep x 507 ft wide
Garage Type	Mixed
Garage Area	1,946 sqft
Parking Spaces	7 Parking Spaces
Deck Area	120 sqft
Patio Area	630 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	56348
Street Address	400 HARSHAW FARM DR
City	MURPHY
State	NC
Zip	28906-3980
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 65 RIVERWALK ON THE HIWASSEE 1622/299
Legal Lot Number	65
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	2
Census Block	2000
Census Tract	930501

Owner

Source: Cherokee County records · APN 550200603032000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Co-owner	Verified Secondary Owner
Mailing Address	28026 TIGER BARB WAY, BONITA SPRINGS, FL 34135-8621
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 06, 2023	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Jul 15, 2021	Deed of Trust, Mortgage · Construction Mortgage NANTAHALA BANK & TRUST COMPANY
Dec 16, 2021	Warranty Deed, Transfer
Aug 30, 2019	Warranty Deed, Construction Loan · Construction Mortgage NANTAHALA BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Dec 16, 2021 · Amount on Record
Deed Sale	Dec 16, 2021 · Amount on Record
Prior Sale	Aug 30, 2019 · Amount on Record
Deed Document Number	8481
Deed Book / Page	1699 / 593
Record Updated	Jun 08, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	400 HARSHAW FARM DR, MURPHY, NC 28906
Transaction Type	Mortgage
Record Updated	May 09, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28026 TIGER BARB WAY, BONITA SPRINGS, FL 34135-8621

Mortgage

Document Number	001732/703
Date	Apr 06, 2023
Book Page	1732/703
Instrument	1612

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	400 HARSHAW FARM DR, MURPHY, NC 28906
Transaction Type	Mortgage
Record Updated	Oct 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7934 W NC 10 HWY, VALE, NC 28168-9515

Mortgage

Document Number	01685/1313
Date	Jul 15, 2021
Book Page	1685/1313
Instrument	4708

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	MURPHY, NC 28906

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	369 Months
Due	Apr 15, 2052

Interest

Rate Type	Adjustable Rate

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Dec 16, 2021
Property Address	400 HARSHAW FARM DR, MURPHY, NC 28906
Document Number	001699/593
Book / Page	1699 / 593
Map Reference	CAB H SL 170-176
Instrument Date	Dec 13, 2021
Instrument	8481
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Amount	Amount Recorded
Tax	$1,830.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7934 W NC 10 HWY, 7934, VALE, NC 28168-9515

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	28026 TIGER BARB WAY, BONITA SPRINGS, FL 34135-8621

August 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 30, 2019
Property Address	400 HARSHAW FARM DR, MURPHY, NC 28906
Document Number	01622/0299
Book / Page	01622 / 0299
Map Reference	CAB H SL 170-176
Instrument Date	Aug 30, 2019
Instrument	04054
Transaction Type	Construction Loan
Record Updated	Oct 06, 2022

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2158 RIVER HEIGHTS CT SE, 2158, MARIETTA, GA 30067-4893

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7934 W NC 10 HWY, VALE, NC 28168-9515

Mortgage

Document Number	0000004055
Date	Aug 30, 2019
Instrument	04055

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Aug 30, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,735.00	$655,950 (-)	$655,950 (-) Land $44,000 Building $611,950
2023		$655,950	$655,950 Land $44,000 Building $611,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399305012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2020–2025)
Most Recent Claim	Apr 2025, rainfall accumulation
Claims By Storm	Severe Storms, Tornadoes, And Flooding, Feb 2020 · 2 claims

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	About 1 in 526 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
CND Acquisition	Cable	500 / 30
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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