400 Harris St, Elgin, TX 78621 Property Records

Bastrop County property record for 400 Harris St, Elgin, TX 78621

Property Summary

Property TypeSingle Family Home
Details1,169 sqft · built 1978
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$313,880 (May 2023)
Tax Bill$6,746 (2025)
Deeds & MortgagesMay 2023 Mortgage
May 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNR11787

Property Details

APN / Parcel Number

Primary APNR11787
Alternative APN
  • O0152154

Interior

Stories1 Story
Building Area1,169 sqft Living Area
Gross Area1,749 sqft
1st Floor Area1,169 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialBrick Veneer
Roof MaterialMetal
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area390 sqft
PorchCovered Porch
Porch Area580 sqft

Location & Zoning

Street Address400 HARRIS ST
CityELGIN
StateTX
Zip78621-3349
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA59 STANDIFER, ELIZABETH, ACRES 0.1900
Legal SubdivisionSTANDIFER, ELIZABETH
Legal Block3
JurisdictionBASTROP TX
Township / Civil DivisionELGIN
Census Block Group3
Census Block3059
Census Tract950202

Owner

400 Harris St is owned and occupied by an individual who bought it in May 2023.

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address400 HARRIS ST, ELGIN, TX 78621-3349
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 15, 2023Vendor's Lien, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 24, 2022Vendor's Lien, Transfer
PARK PLACE FINANCE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 2023 · Amount on File
Deed SaleMay 15, 2023 · Amount on File
Prior SaleMay 24, 2022 · Amount on File
Deed Document Number20237291
Record UpdatedSep 20, 2026

May 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBASTROP TX
Recording DateMay 15, 2023
Property Address400 HARRIS ST, ELGIN, TX 78621-3349
Document Number0202307291
Map ReferenceVOL 201 PG 857
Instrument DateMay 12, 2023
Instrument202307291
Transaction TypeTransfer
Record UpdatedJun 5, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address209 MIRANDA WAY, GEORGETOWN, TX 78633-2298

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 AMBER LN, JARRELL, TX 76537-1382

Mortgage

Document Number0202307292
DateMay 15, 2023
Instrument202307292
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2053

May 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBASTROP TX
Recording DateMay 24, 2022
Property Address400 HARRIS ST, ELGIN, TX 78621-3349
Document Number0202211547
Instrument DateMay 18, 2022
Instrument202211547
Transaction TypeTransfer
Record UpdatedFeb 6, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12802 CAMPOS DR, AUSTIN, TX 78727

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 MIRANDA WAY, GEORGETOWN, TX 78633-2298

Mortgage

DateMay 24, 2022
Lender
NamePARK PLACE FINANCE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
AmountAmount on Record

Mortgage

Document Number0202211548
DateMay 24, 2022
Instrument202211548
Lender
NamePARK PLACE FINANCE LLC
TypeMortgage Company
AddressAUSTIN, TX 78731
Agreement
TypeLine of Credit
AmountAmount on Record
Term13 Months
DueJun 1, 2023
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 400 Harris St was $6,746, down 9.7% from the year before.

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBastrop County
MunicipalityElgin City
Unified School DistrictElgin Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,746.00 (-9.67%)$272,606 Land $124,394 Building $148,212$272,606 Land $124,394 Building $148,212
2024$7,468.00
2023$296,554 Land $124,394 Building $172,160$296,554 Land $124,394 Building $172,160
2022$5,626.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 Harris St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Harris St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ELGIN
serves 13,188 people · EPA ID TX0110002
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
SOS Communications
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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