400 Harmony Ranch Rd, Harmony, CA 93435 Property Records

San Luis Obispo County property record for 400 Harmony Ranch Rd, Harmony, CA 93435

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,076 sqft · built 1992
Lot Size	58.7 acres (2,558,714 sqft)
Owner	Company Name on Record
Last Sale	$8,790,000 (Feb 2020)
Tax Bill	$22,595 (2025)
Deeds & Mortgages	Feb 2020 Sale Nov 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`013-201-044`

Property Details

APN / Parcel Number

Primary APN	`013-201-044`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,076 sqft Living Area
1st Floor Area	4,076 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Wood
Lot Area	2,558,714 sqft
Terrain	Combination
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	400 HARMONY RANCH RD
City	CAMBRIA
State	CA
Zip	93428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	PM 45/98 PAR 1
Legal Subdivision	PARCEL MAP COAL 89 040
Legal Block	3
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3010
Census Tract	10403

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	575 N GREEN VALLEY RD, CAMBRIA, CA 93428-6005
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2020	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Nov 8, 2019	Affidavit of Death, Transfer PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2020 · Amount on Record
Deed Sale	Feb 14, 2020 · Amount on Record
Deed Document Number	20207294
Prior Transfer Date	Aug 20, 2010
Prior Transfer Doc	0000049814
Record Updated	Sep 20, 2026

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 14, 2020
Property Address	400 HARMONY RANCH RD, HARMONY, CA 93435-5006
Document Number	0000007294
Instrument Date	Jan 27, 2020
Instrument	7294
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$9,669.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	575 N GREEN VALLEY RD CAMBRIA CA 934286005, CAMBRIA, CA 93428-6005

November 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 8, 2019
Property Address	400 HARMONY RANCH RD, HARMONY, CA 93435-5006
Document Number	0000050026
Instrument Date	Oct 28, 2019
Instrument	50026
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1925 CENTURY PARK E #400 LOS ANGELES CA 900672705, 400, LOS ANGELES, CA 90067-2705

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,172,284 (+1.98%) Land $1,006,570 Building $1,165,714
2025	$22,595.00 (+3.98%)	$2,130,187 (+4.05%) Land $987,330 Building $1,142,857
2023	$21,730.00 (+1.97%)	$2,047,297 Land $948,817 Building $1,098,480
2022	$21,310.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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