Black Hawk County property record for 400 Hammond Ave, Waterloo, IA 50702
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 911 sqft · built 1927 |
| Lot Size | 0.105 acres (4,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $103,000 (May 2022) |
| Tax Bill | $1,466 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-26-486-006 |
| Primary APN | 8913-26-486-006 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 911 sqft Living Area |
| 1st Floor Area | 911 sqft |
| Basement Area | 911 sqft |
| Unfinished Basement | 911 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,560 sqft (0.105 acres) |
| Lot Dimensions | 80 ft deep x 57 ft wide |
| Garage Type | Detached |
| Garage Area | 180 sqft |
| Porch | Porch |
| Porch Area | 99 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 400 HAMMOND AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-2322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEAVITT JOHNSON AND MILLER ADD ALL LOT 5 BLK 21 EXC W 47.2 FT N 1 1/4 FT LOT 6 BLK 21 EXC W 47.2 FT |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 26 |
| Legal Subdivision | LEAVITT JOHNSON AND MILLER ADD |
| Legal Block | 21 |
| Legal Lot Number | 5,6 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 200 |
400 Hammond Ave is owned and occupied by an individual who bought it in May 2022.
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 400 HAMMOND AVE, WATERLOO, IA 50702-2322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2022 · Amount on File |
| Deed Sale | May 4, 2022 · Amount on File |
| Prior Sale | Sep 14, 2016 · Amount on File |
| Deed Document Number | 202221325 |
| Prior Transfer Date | Aug 30, 2016 |
| Prior Transfer Doc | 2017000051 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 400 Hammond Ave was $1,466 with a homeowner's exemption, down 9.6% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,466.00 (-9.56%) Homeowner's exemption | $82,750 Land $9,750 Building $73,000 | $82,750 Land $9,750 Building $73,000 |
| 2024 | $1,621.00 | ||
| 2023 | $80,010 Land $9,750 Building $70,260 | $80,010 Land $9,750 Building $70,260 | |
| 2022 | $1,299.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 Hammond Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 400 Hammond Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
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