Kane County property record for 400 Hamilton Rd, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.123 acres (5,395 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $639,750 (Apr 2019) |
| Tax Bill | $12,949 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-29-332-008 |
| Primary APN | 09-29-332-008 |
|---|
| Lot Area | 5,395 sqft (0.123 acres) |
|---|
| Street Address | 400 HAMILTON RD |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-8009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ANTHEM HEIGHTS RESUB LT 21 |
| Legal Subdivision | ANTHEM HEIGHTS |
| Legal Block | 3 |
| Legal Lot Number | 21 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 852203 |
400 Hamilton Rd is owned and occupied by two individuals who bought it in April 2019.
Source: Kane County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 400 HAMILTON RD, SAINT CHARLES, IL 60175-8009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LENNAR MORTGAGE LLC |
| Apr 26, 2019 | Special Warranty Deed, Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2019 · Amount on File |
| Deed Sale | Apr 26, 2019 · Amount on File |
| Deed Document Number | 201916436 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 400 HAMILTON RD, SAINT CHARLES, IL 60175-8009 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000069267 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 2021K069267 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33172 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 26, 2019 |
| Property Address | 400 HAMILTON RD, SAINT CHARLES, IL 60175-8009 |
| Document Number | 0000016436 |
| Map Reference | DOC 2017K020504 |
| Instrument Date | Apr 23, 2019 |
| Instrument | 2019K016436 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $639.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1141 E MAIN ST # ST108, 1141, EAST DUNDEE, IL 60118-2440 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 1431, SAINT CHARLES, IL 60174-7420 |
| Document Number | 0000016437 |
|---|---|
| Date | Apr 26, 2019 |
| Instrument | 2019K016437 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
The 2025 property tax bill for 400 Hamilton Rd was $12,949 with a homeowner's exemption.
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,949.00 Homeowner's exemption | ||
| 2024 | $177,498 Land $37,240 Building $140,258 | $532,707 Land $111,765 Building $420,942 | |
| 2022 | $12,047.00 (+4.06%) Homeowner's exemption | $155,214 (+4.91%) Land $36,893 Building $118,321 | $465,642 (+4.91%) Land $110,679 Building $354,963 |
| 2021 | $11,577.00 Homeowner's exemption | $147,949 Land $35,166 Building $112,783 | $443,847 Land $105,498 Building $338,349 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 400 Hamilton Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 400 Hamilton Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
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