Montgomery County property record for 400 Grays Chapel Rd, Cunningham, TN 37052
| Property Type | Single Family Home |
|---|---|
| Details | 3,128 sqft · built 2011 |
| Lot Size | 2.8 acres (121,968 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,940 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 148 68.04 |
| Primary APN | 148 68.04 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 8 Plumbing Fixtures |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,128 sqft Living Area |
| Gross Area | 5,115 sqft |
| 1st Floor Area | 1,803 sqft |
| Upper Floors Area | 490 sqft |
| Basement Area | 1,803 sqft |
| Finished Basement | 1,803 sqft |
| Unfinished Basement | 1,803 sqft |
| Bonus Room | Bonus Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 121,968 sqft (2.8 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 708 sqft |
| Driveway | Driveway |
| Driveway Area | 1,791 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 311 sqft |
| Deck Area | 130 sqft |
| Patio Area | 130 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 400 GRAYS CHAPEL RD |
|---|---|
| City | CUNNINGHAM |
| State | TN |
| Zip | 37052-4936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | VACANT;20% TOPO-STEEP T-97;QC V1385-2822;ADD CHG P/O T-12 |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 101702 |
Source: Montgomery County records, as of May 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 400 GRAYS CHAPEL RD, CUNNINGHAM, TN 37052-4936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 30, 2011 |
| Transfer Doc | 01385/2822 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 400 GRAYS CHAPEL RD, CUNNINGHAM, TN 37052-4936 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001293415 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 2046/1493 |
| Instrument | 1293415 |
| Name | RELIANT BANK |
|---|---|
| Type | Bank |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2041 |
Source: Montgomery County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,940.00 | $140,000 (-) | $560,000 (-) Land $71,700 Building $488,300 |
| 2024 | $2,940.00 (+29.69%) | $140,000 (+84.64%) | $560,000 (+84.64%) Land $71,700 Building $488,300 |
| 2023 | $2,267.00 | $75,825 (-) | |
| 2022 | $2,267.00 | $75,825 | $303,300 Land $28,400 Building $274,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cumberland Connect Fiber | 1,000 / 1,000 |
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