Berks County property record for 400 Grace St, Reading, PA 19611
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,397 sqft · built 1955 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Jun 2018) |
| Tax Bill | $2,343 (2026) |
| Deeds & Mortgages | Nov 2024 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5306-66-73-0485 |
| Primary APN | 5306-66-73-0485 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,397 sqft Living Area |
| 1st Floor Area | 1,397 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 6,534 sqft (0.15 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 18392775 |
|---|---|
| Street Address | 400 GRACE ST |
| City | READING |
| State | PA |
| Zip | 19611-2006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | OAKLAND |
| Legal Block | 73 |
| Legal Lot Number | 240-2 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 2900 |
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 400 GRACE ST, READING, PA 19611-2006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2024 | Deed of Trust, Mortgage MTAW INSURANCE COMPANY |
| Jun 20, 2018 | Deed, Transfer · FHA Mortgage CUSTOMER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2018 · Amount on Record |
| Deed Sale | Jun 20, 2018 · Amount on Record |
| Prior Sale | Jun 30, 2009 · Amount on Record |
| Deed Document Number | 201820542 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 400 GRACE ST, WEST READING, PA 19611-2006 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 400 GRACE ST, READING, PA 19611-2006 |
| Document Number | 0000035114 |
|---|---|
| Date | Nov 15, 2024 |
| Instrument | 2024035114 |
| Name | MTAW INSURANCE COMPANY |
|---|---|
| Type | Non-Lending Institution |
| Address | 157 MAIN ST, GREENVILLE, PA 16125 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jun 20, 2018 |
| Property Address | 400 GRACE ST, READING, PA 19611-2006 |
| Document Number | 0000020542 |
| Map Reference | MB 4 PG 28 |
| Instrument Date | May 18, 2018 |
| Instrument | 2018020542 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 400 GRACE ST, READING, PA 19611-2006 |
| Document Number | 0000020543 |
|---|---|
| Date | Jun 20, 2018 |
| Instrument | 2018020543 |
| Name | CUSTOMER BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,343.00 (+6.65%) | $83,000 (-) Land $29,900 Building $53,100 | $29,900 (-63.98%) Land $29,900 |
| 2024 | $2,197.00 | $83,000 Land $29,900 Building $53,100 | |
| 1994 | $83,000 Land $29,900 Building $53,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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