Madison County property record for 400 Gooch Ln, Madison, AL 35758
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 984 sqft · built 1999 |
| Lot Size | 0.551 acres (23,999 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Jul 2020) |
| Tax Bill | $2,254 (2026) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Jun 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-09-29-0-001-085.055 |
| Primary APN | 15-09-29-0-001-085.055 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 984 sqft Living Area |
| 1st Floor Area | 984 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Mixed |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 23,999 sqft (0.551 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 551844 |
|---|---|
| Street Address | 400 GOOCH LN |
| City | MADISON |
| State | AL |
| Zip | 35758-9731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLK 4 KENSINGTON ESTATES PH II A RESUB OF LOT 13 BLK 1 KENSINGTON ESTATES & OTHER LANDS PB 34 PG 64 |
| Legal Range | 02W |
| Legal Township | 03S |
| Legal Section | 29 |
| Legal Subdivision | KENSINGTON ESTATES |
| Legal Block | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 11023 |
400 Gooch Ln is owned and occupied by an individual who bought it in July 2020.
Source: Madison County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 400 GOOCH LN, MADISON, AL 35758-9731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2020 | Warranty Deed, Transfer · Conventional with PMI MERIT BK |
| Jun 20, 2019 | Deed of Trust, Mortgage · Line of Credit REDSTONE FCU |
| May 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2020 · Amount on File |
| Deed Sale | Jul 16, 2020 · Amount on File |
| Deed Document Number | 202051505 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Jul 16, 2020 |
| Property Address | 400 GOOCH LN, MADISON, AL 35758-9731 |
| Document Number | 0000051505 |
| Instrument Date | Jul 13, 2020 |
| Instrument | 51505 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 400 GOOCH LN MADISON AL 357589731, MADISON, AL 35758-9731 |
| Document Number | 51506 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 51506 |
| Name | MERIT BK |
|---|---|
| Type | Bank |
| Address | HUNTSVILLE, AL 35801 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 400 GOOCH LN, MADISON, AL 35758-9731 |
| Document Number | 0000039425 |
| Instrument Date | Jun 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 400 GOOCH LN MADISON AL 357589731, MADISON, AL 35758-9731 |
| Document Number | 0000039425 |
|---|---|
| Date | Jun 26, 2019 |
| Instrument | 39425 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTSVILLE, AL 35893 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 400 GOOCH LN, MADISON, AL 35758-9731 |
| Document Number | 0000036081 |
| Instrument Date | May 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2019 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 400 GOOCH LN MADISON AL 357589731, MADISON, AL 35758-9731 |
| Document Number | 0000036081 |
|---|---|
| Date | Jun 11, 2019 |
| Instrument | 36081 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 10, 2049 |
The 2026 property tax bill for 400 Gooch Ln was $2,254 with a homeowner's exemption, up 2% from the year before.
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,254.00 (+2.04%) | ||
| 2025 | $2,209.00 Homeowner's exemption | $32,340 Land $5,600 Building $26,740 | $323,400 Land $56,000 Building $267,400 |
| 2023 | $2,092.00 (+12.23%) Homeowner's exemption | $30,660 (+11.98%) Land $5,600 Building $25,060 | $306,500 (+11.94%) Land $56,000 Building $250,500 |
| 2022 | $1,864.00 Homeowner's exemption | $27,380 Land $5,600 Building $21,780 | $273,800 Land $56,000 Building $217,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 400 Gooch Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 Gooch Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures