400 Gonzalez St, Tracy, CA 95376 Property Records

San Joaquin County property record for 400 Gonzalez St, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,446 sqft · built 1990
Lot Size0.099 acres (4,320 sqft)
OwnerIndividual Name on Record
Last Sale$390,000 (Jan 2017)
Tax Bill$7,606 (2026)
Deeds & MortgagesJul 2019 Mortgage
Jan 2019 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN235-290-900-000

Property Details

APN / Parcel Number

Primary APN235-290-900-000
Alternative APN
  • 235-290-90

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,446 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleL-Shape
Construction TypeWood
Lot Area4,320 sqft (0.099 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number235-290-90
Street Address400 GONZALEZ ST
CityTRACY
StateCA
Zip95376-5420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP D4 35-39 TR 2173 LOT 147
Legal SubdivisionQUAIL RUN POR
Legal Tract2173
Legal Block3
Legal Lot Number147
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group3
Census Block3001
Census Tract5405

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12051 BROOKGLEN DR, SARATOGA, CA 95070-3403
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 5, 2019Deed of Trust, Mortgage · Conventional Mortgage
HUTSON LIVING TRUST (LT)
Jan 31, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF THE WEST
Jun 18, 2018Quit Claim Deed, Transfer
OTHER
Jan 5, 2017Grant Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 5, 2017 · Amount on Record
Deed SaleJan 5, 2017 · Amount on Record
Prior SaleJul 21, 2008 · Amount on Record
Deed Document Number20171343
Prior Transfer DateFeb 14, 2008
Prior Transfer Doc0000029777
Record UpdatedOct 29, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address400 GONZALEZ ST, TRACY, CA 95376-5420
Document Number0000086199
Instrument DateJul 5, 2019
Transaction TypeMortgage
Record UpdatedAug 26, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 GONZALEZ ST TRACY CA 953765420, TRACY, CA 95376-5420

Mortgage

Document Number0000086199
DateAug 12, 2019
Instrument86199
Lender
NameHUTSON LIVING TRUST (LT)
Agreement
TypeConventional Mortgage
AmountAmount Recorded

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address400 GONZALEZ ST, TRACY, CA 95376-5420
Document Number0000016566
Instrument DateJan 31, 2019
Transaction TypeMortgage
Record UpdatedMar 6, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 GONZALEZ ST TRACY CA 953765420, TRACY, CA 95376-5420

Mortgage

Document Number0000016566
DateFeb 19, 2019
Instrument16566
Lender
NameBANK OF THE WEST
TypeBank
AddressOMAHA, NE 68154
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 18, 2044
Interest
Rate TypeAdjustable Rate

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateJun 18, 2018
Property Address400 GONZALEZ ST, TRACY, CA 95376-5420
Document Number0000066868
Instrument DateMar 17, 2018
Instrument66868
Transaction TypeTransfer
Record UpdatedJun 28, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 GOUZALEZ ST TRACY CA 95376, TRACY, CA 95376

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJan 5, 2017
Property Address400 GONZALEZ ST, TRACY, CA 95376-5420
Document Number0000001343
Map ReferenceMAP29 PG62
Instrument DateDec 27, 2016
Instrument2017-001343
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address400 GONZALEZ ST, TRACY, CA 95376-5420

Mortgage

Document Number0000001344
DateJan 5, 2017
Instrument2017-001344
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2047

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,606.00 (+0.03%)
2025$7,604.00 (+8.17%)$452,621 (+4.04%) Land $158,417 Building $294,204
2023$7,030.00 (+1.46%) Homeowner's exemption$435,047 Land $152,266 Building $282,781$548,910
2022$6,929.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
600 / 120
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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