400 Gibbs Rd, Elgin, SC 29045 Property Records

Richland County property record for 400 Gibbs Rd, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,220 sqft · built 1993
Lot Size	15 acres (654,707 sqft)
Owner	Individual Name on Record
Tax Bill	$1,258 (2025)
Deeds & Mortgages	Apr 2023 Transfer Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26105-03-06`

Property Details

APN / Parcel Number

Primary APN	`26105-03-06`
Alternative APNs	`R26105-03-06` `00876886`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,220 sqft Heated Area
Gross Area	1,515 sqft
1st Floor Area	1,220 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Raised Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	654,707 sqft (15 acres)
Porch	Slab
Porch Area	272 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	00876886
Street Address	400 GIBBS RD
City	ELGIN
State	SC
Zip	29045-9670
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	PART TRACTS 12 14 & 15 #SU #PR
Legal Subdivision	PORTION OF THE PROPERTY CONVEYED TO MARJ
Legal Tract	13
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	1
Census Block	1000
Census Tract	11425

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 CHASEWOOD CT, COLUMBIA, SC 29203-2402
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Intrafamily Transfer, Transfer
Oct 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Nov 15, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 19, 2015
Transfer Doc	2028/3837
Record Updated	Sep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHLAND SC
Recording Date	Apr 4, 2023
Property Address	400 GIBBS RD, ELGIN, SC 29045-9670
Document Number	0028261048
Book / Page	2826 / 1048
Map Reference	MB 2044 PG 2900
Instrument Date	Mar 2, 2023
Instrument	2023013561
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	224 GIBBS RD, ELGIN, SC 29045-9668

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	400 GIBBS RD, ELGIN, SC 29045-9670
Document Number	2459/1919
Instrument Date	Oct 2, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 GIBBS RD ELGIN SC 290459669, ELGIN, SC 29045-9669

Mortgage

Document Number	2459/1919
Date	Jan 6, 2020
Book Page	002459/001919
Instrument	489

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	2020 HAMPTON ST, COLUMBIA, SC 29204-1002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHLAND SC
Recording Date	Nov 15, 2017
Property Address	400 GIBBS RD, ELGIN, SC 29045-9670
Document Number	2259/3268
Book / Page	002259 / 003268
Instrument Date	Feb 3, 2017
Instrument	86649
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 MARJORIE CT ELGIN SC 290459121, ELGIN, SC 29045-9121

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,258.00 (-13.95%) Homeowner's exemption	$3,620 (-96.5%)	$161,200 (-) Land $15,800 Building $145,400
2024		$103,300 (+2,753.59%)	$161,200 (+78.12%) Land $15,800 Building $145,400
2023	$1,462.00 (+9.43%)	$3,620 (-)	$90,500 (-62.15%)
2021	$1,336.00	$3,620	$239,100 Land $144,300 Building $94,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gibbs Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures