400 Francis St, Lancaster, TX 75146 Property Records

Dallas County property record for 400 Francis St, Lancaster, TX 75146

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,671 sqft · built 1998
Lot Size	0.473 acres (20,600 sqft)
Owner	Individual Name on File
Last Sale	$118,600 (Apr 2005)
Tax Bill	$3,431 (2025)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-06355-037-001-0000`

Property Details

APN / Parcel Number

Primary APN	`36-06355-037-001-0000`
Alternative APN	`360635503700100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,671 sqft Living Area
1st Floor Area	1,671 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	20,600 sqft (0.473 acres)
Lot Dimensions	120 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	360635503700100
Street Address	400 FRANCIS ST
City	LANCASTER
State	TX
Zip	75146-2320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z353
Legal Description	J J LEMMOND BLK 37 LT 1 & 2 VOL2005081/0885 DD04202005 CO-DC 0635503700100 4CN06355037
Legal Subdivision	J J LEMMOND
Legal Tract	6355
Legal Block	37
Legal Lot Number	1,2
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	3
Census Block	3032
Census Tract	16803

Owner

400 Francis St is owned and occupied by an individual who bought it in April 2005.

Source: Dallas County records, as of August 10, 2026

Owner of Record	Individual Name on File
Mailing Address	400 FRANCIS ST, LANCASTER, TX 75146-2320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2005 · Amount on File
Deed Sale	Apr 25, 2005 · Amount on File
Prior Sale	May 9, 1997
Deed Book / Page	2005081 / 885
Prior Transfer Date	Apr 20, 2005
Prior Transfer Doc	2005000885
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	400 FRANCIS ST, LANCASTER, TX 75146-2320
Document Number	0000138969
Instrument Date	May 8, 2017
Transaction Type	Mortgage
Record Updated	Jun 27, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	400 FRANCIS ST LANCASTER TX 751462320, LANCASTER, TX 75146-2320

Mortgage

Document Number	0000138969
Date	May 17, 2017
Instrument	138969

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 16, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 400 Francis St was $3,431 with exemptions applied, down 0.9% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Lancaster City
Unified School District	Lancaster Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,400 (+18.26%) Land $108,150 Building $174,250	$282,400 (+18.26%) Land $108,150 Building $174,250
2025	$3,431.00 (-0.9%) Homeowner's exemption	$238,800 Land $118,450 Building $120,350	$238,800 Land $118,450 Building $120,350
2024	$3,462.00 (+10.93%)
2023	$3,121.00 (-8.42%) Homeowner's exemption	$200,390 Land $61,800 Building $138,590	$200,390 Land $61,800 Building $138,590
2022	$3,408.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 Francis St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Francis St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 40,449 people · EPA ID TX0570013
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20