400 Flagship Dr, Apt 405, Naples, FL 34108 Property Records

Collier County property record for 400 Flagship Dr, Apt 405, Naples, FL 34108

Property Summary

Property Type	Condominium
Details	1,750 sqft · built 2000
Owner	2 Individual Names on Record
Tax Bill	$10,103 (2025)
Deeds & Mortgages	Feb 2021 Sale Jul 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`587050 4053A32`

Property Details

APN / Parcel Number

Primary APN	`587050 4053A32`
Alternative APN	`69075010325`

Interior

Building Area	1,750 sqft Living Area
1st Floor Area	1,750 sqft

Exterior

Year Built	Built 2000

Location & Zoning

Account Number	587050 4053A32
Street Address	400 FLAGSHIP DR APT 405, 405
City	NAPLES
State	FL
Zip	34108-2392
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	REGATTA AT VANDERBILT BEACH I A CONDOMINIUM UNIT 405
Legal Range	25
Legal Township	48
Legal Section	32
Legal Subdivision	REGATTA AT VANDERBILT BEACH I
Legal Tract	587050
Legal Lot Number	405
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3000
Census Tract	10209

Owner

Source: Collier County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	400 FLAGSHIP DR APT 405, 405, NAPLES, FL 34108-2392
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage WILLIAM RAVEIS MORTGAGE LLC
Nov 5, 2019	Warranty Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2021
Deed Sale	Jul 6, 2021
Prior Sale	Nov 5, 2019 · Amount on Record
Deed Document Number	0059781436
Deed Book / Page	5892 / 293
Prior Transfer Date	Feb 15, 2021
Prior Transfer Doc	6001477
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 15, 2021
Property Address	400 FLAGSHIP DR APT 405, 405, NAPLES, FL 34108-2392
Document Number	0058920293
Book / Page	5892 / 293
Map Reference	MB 2648 PG 2022
Instrument Date	Feb 12, 2021
Instrument	6001477
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$5,635.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 FLAGSHIP DR, 400, NAPLES, FL 34108-2389

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 GLAGSHIP DRIVE # 405, 405, NAPLES, FL 34108

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	400 FLAGSHIP DR APT 405, 405, NAPLES, FL 34108-2392
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057922328
Date	Jul 24, 2020
Book Page	5792/2328
Instrument	5898493

Lender

Name	WILLIAM RAVEIS MORTGAGE LLC
Type	Mortgage Company
Address	SHELTON, CT 06484

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 5, 2019
Property Address	400 FLAGSHIP DR APT 405, 405, NAPLES, FL 34108-2392
Document Number	0056913970
Book / Page	005691 / 003970
Instrument Date	Oct 28, 2019
Instrument	5786474
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	ROSS TITLE AND ESCROW INC, ROSS TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,256.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5103 CABRILLO PT DISCOVERY BAY CA 945059474, DISCOVERY BAY, CA 94505-9474

Mortgage

Document Number	56913972
Date	Nov 5, 2019
Book Page	005691/003972
Instrument	5786475

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2049

Tax Assessment & Valuation

Source: Collier County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,103.00 (+2.81%) Homeowner's exemption	$1,023,830 (+5.99%)	$1,062,000 (-) Building $1,062,000
2023	$9,827.00 (-2.81%) Homeowner's exemption	$965,996 (+3%)	$1,062,000 (+13.24%) Building $1,062,000
2022	$10,111.00 Homeowner's exemption	$937,860 Building $937,860	$937,860 Building $937,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 218 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	499 units insured incl. 281 condo units
Nearby Flood Claims	411 (1982–2024)
Claims Outside the SFHA	3 of 411
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 68 claims Hurricane Ian, Oct 2022 · 128 claims Hurricane Ian, Oct 2022 · 122 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Hotwire Communications, Summit Broadband.

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