400 Exchange Dr, Laurens, SC 29360 Property Records

Laurens County property record for 400 Exchange Dr, Laurens, SC 29360

Property Summary

Property Type	Commercial
Lot Size	1.05 acres (45,738 sqft)
Owner	Trust Name on File
Last Sale	$3,040,670 (Feb 2022)
Tax Bill	$22,661 (2025)
Deeds & Mortgages	Feb 2022 Sale & Second Mortgage Sep 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`906-20-01-104`

Property Details

APN / Parcel Number

Primary APN	`906-20-01-104`
Alternative APN	`00028092`

Exterior

Lot Area	45,738 sqft (1.05 acres)

Location & Zoning

Street Address	400 EXCHANGE DR
City	LAURENS
State	SC
Zip	29360-3632
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	LA
Legal Description	ZAXBY'S OF LAURENS
Jurisdiction	LAURENS SC
Township / Civil Division	LAURENS
Census Block Group	3
Census Block	3039
Census Tract	920302

Owner

400 Exchange Dr, a commercial property, is held in a trust since February 2022.

Source: Laurens County records, as of February 2, 2026

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	434 WAVERLY DR, AUGUSTA, GA 30909-3121
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Limited Warranty Deed, Transfer · Stand-Alone Second Mortgage CADENCE BANK NA
Sep 29, 2020	Deed of Trust, Mortgage · Line of Credit UNITED CMNTY BK
Aug 31, 2017	Deed of Trust, Mortgage · Line of Credit UNITED CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2022 · Amount on File
Deed Sale	Feb 4, 2022 · Amount on File
Deed Document Number	2022001143
Deed Book / Page	D1630 / 126
Record Updated	Jun 8, 2026

February 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LAURENS SC
Recording Date	Feb 4, 2022
Property Address	400 EXCHANGE DR, LAURENS, SC 29360-3632
Document Number	0D16300126
Book / Page	D1630 / 126
Map Reference	MB A652 PG 3
Instrument Date	Jan 31, 2022
Instrument	2022001143
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,906.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	434 WAVERLY DR, AUGUSTA, GA 30909-3121

Mortgage

Document Number	2022001129
Date	Feb 4, 2022
Instrument	2022001129

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 1, 2023

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	400 EXCHANGE DR, LAURENS, SC 29360-3632
Document Number	0026260240
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	113 S MAIN ST WOODRUFF SC 293881849, WOODRUFF, SC 29388-1849

Mortgage

Document Number	0026260240
Date	Oct 2, 2020
Book Page	002626/000240
Instrument	7699

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	449 E MAIN ST # C, SPARTANBURG, SC 29302-1925

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2030

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	400 EXCHANGE DR, LAURENS, SC 29360-3632
Document Number	0023760151
Book / Page	002376 / 000151
Instrument Date	Aug 31, 2017
Transaction Type	Mortgage
Record Updated	Sep 14, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6177 HIGHWAY 221 ROEBUCK SC 293763323, ROEBUCK, SC 29376-3323

Mortgage

Document Number	0023760151
Date	Sep 7, 2017
Book Page	002376/000151
Instrument	8355

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	2 W WASHINGTON ST # 700, GREENVILLE, SC 29601-4889

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 6, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 400 Exchange Dr was $22,661, up 1.6% from the year before.

Source: Laurens County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Municipality	Laurens City
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,661.00 (+1.58%)	$55,260 (-) Land $25,680 Building $29,580
2024	$22,308.00 (+8.52%)	$55,260 (+3,963.24%) Land $25,680 Building $29,580
2023	$20,557.00 (+8.46%)	$1,360 (-97.24%)	$22,700 (-97.23%) Building $22,700
2022	$18,954.00	$49,250 Land $27,650 Building $21,600	$820,850 (-10.87%) Land $460,850 Building $360,000
2021			$921,000 Land $428,000 Building $493,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 400 Exchange Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Exchange Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAURENS COUNTY W&S COMM serves 44,866 people · EPA ID SC3020001
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Piedmont Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Exchange Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures