400 Englar Rd, Westminster, MD 21157 Property Records

Carroll County property record for 400 Englar Rd, Westminster, MD 21157

Property Summary

Property Type	Community Shopping Center, Mini-Mall
Details	42,834 sqft · built 1987
Lot Size	12 acres (524,898 sqft)
Owner	Company Name on Record
Last Sale	$5,535,000 (Jan 1997)
Tax Bill	$353,271 (2026)
Deeds & Mortgages	Jan 2026 Construction Loan Jan 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`07-092148`

Property Details

APN / Parcel Number

Primary APN	`07-092148`
Alternative APNs	`7092148` `092148`

Interior

Units	14 Units
Stories	1 Story
Building Area	78,258 sqft Total Area
1st Floor Area	78,258 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Block
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	524,898 sqft (12 acres)
Total Buildings	7 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	092148
Street Address	400 ENGLAR RD
City	WESTMINSTER
State	MD
Zip	21157-4852
Property Category	Commercial
Property Type	Commercial > Retail > Community Shopping Center, Mini-Mall
Local Zoning Code	BUSIN
Legal Description	TR 2 - 12.0535 ACS 400 ENGLAR RD 27-163 ENGLAR INDUSTRIAL TRACT
Legal Subdivision	ENGLAR INDUST TR
Legal Tract	2
Legal Lot Number	TR 2
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2023
Census Tract	507601

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3904 BOSTON ST, 402, BALTIMORE, MD 21224-5834
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · Construction Mortgage ORRSTOWN BANK
Jan 12, 2017	Loan Modification, Mortgage · Line of Credit LAKE FOREST BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 1997 · Amount on Record
Deed Sale	Jan 3, 1997 · Amount on Record
Prior Sale	Jul 25, 1986 · Amount on Record
Deed Document Number	1997962504
Deed Book / Page	1871 / 510
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	400 ENGLAR RD, WESTMINSTER, MD 21157-4852
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10096 RED RUN BLVD 200, 200, OWINGS MILLS, MD 21117-4641

Mortgage

Document Number	0116630373
Date	Jan 13, 2026
Book Page	11663/373

Lender

Name	ORRSTOWN BANK
Type	Bank
Address	TOWSON, MD 21286

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CARROLL MD
Recording Date	Jan 12, 2017
Property Address	400 ENGLAR RD, WESTMINSTER, MD 21157-6185
Document Number	0085800383
Book / Page	008580 / 000383
Instrument Date	Nov 30, 2016
Transaction Type	Mortgage
Record Updated	May 5, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2285 N PEPPER RD LAKE BARRINGTON IL 60010, LAKE BARRINGTON, IL 60010

Mortgage

Document Number	85800383
Date	Jan 12, 2017
Book Page	008580/000383

Lender

Name	LAKE FOREST BK&TR
Type	Bank
Address	727 N BACK LN, LAKE FOREST, IL 60045

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$353,271.00 (+0.81%)	$21,030,300 (+2.47%) Land $5,838,500 Building $15,191,800	$21,030,300 (+2.47%) Land $5,838,500 Building $15,191,800
2025	$350,436.00 (+1.03%)
2023	$346,855.00	$20,524,000 Land $5,773,800 Building $14,750,200	$20,524,000 Land $5,773,800 Building $14,750,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Antietam Cable, Ting, Verizon.

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