Denver City property record for 400 Elm St, Denver, CO 80220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,180 sqft · built 1937 |
| Lot Size | 0.168 acres (7,312 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,237 (2025) |
| Deeds & Mortgages | Jun 2020 Line of Credit Jul 2017 Loan Modification |
| APN | 06071-07-012-000 |
| Primary APN | 06071-07-012-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,180 sqft Living Area |
| Gross Area | 2,221 sqft |
| 1st Floor Area | 1,211 sqft |
| Basement Area | 1,010 sqft |
| Finished Basement | 959 sqft |
| Unfinished Basement | 51 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Lot Area | 7,312 sqft (0.168 acres) |
| Garage Type | Attached |
| Garage Area | 365 sqft |
| Porch | Open Frame Porch |
| Porch Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 400 ELM ST |
|---|---|
| City | DENVER |
| State | CO |
| Zip | 80220-5123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E-SU-DX |
| Legal Description | MALONE & DUBOIS SUB B28 L16 & 17 & S/2 L18 EXC REAR 8FT |
| Legal Subdivision | MALONE & DUBOIS |
| Legal Block | 28 |
| Legal Lot Number | 16 |
| Jurisdiction | DENVER CO |
| Township / Civil Division | DENVER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 4303 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within East Sixth Avenue Parkway listed 1986 · 2 contributing resources · NRIS 86002214 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
400 Elm St is owned and occupied by two individuals.
Source: Denver City records, as of May 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 400 ELM ST, DENVER, CO 80220-5123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2020 | Deed of Trust, Mortgage · Line of Credit BBVA USA |
| Jul 21, 2017 | Loan Modification, Mortgage · Line of Credit COMPASS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENVER CO |
| Property Address | 400 ELM ST, DENVER, CO 80220-5123 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000082396 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 2020082396 |
| Name | BBVA USA |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 3, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DENVER CO |
| Property Address | 400 ELM ST, DENVER, CO 80220-5123 |
| Document Number | 0000101443 |
| Instrument Date | Jul 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | CT LIEN SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 400 ELM ST DENVER CO 802205123, DENVER, CO 80220-5123 |
| Document Number | 0000101443 |
|---|---|
| Date | Aug 3, 2017 |
| Instrument | 101443 |
| Name | COMPASS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | DENVER, CO 80206 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 400 Elm St was $8,237.
Source: Denver City assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County / Municipality | Denver City |
| Unified School District | Denver County School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,237.00 | $107,680 Land $80,390 Building $80,390 | $1,527,400 Land $1,140,300 Building $387,100 |
| 2023 | $6,452.00 | $83,270 (+18.43%) Land $65,330 Building $17,940 | $1,297,700 (+28.27%) Land $1,030,000 Building $267,700 |
| 2022 | $70,310 Land $48,570 Building $21,740 | $1,011,700 Land $698,900 Building $312,800 | |
| 2021 | $5,397.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 400 Elm St; there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 33 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| LiveWireNet Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Aerux Broadband, AT&T.
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