400 Elm Ave, Chowchilla, CA 93610 Property Records

Madera County property record for 400 Elm Ave, Chowchilla, CA 93610

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,530 sqft · built 1999
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,900 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-330-051-000`

Property Details

APN / Parcel Number

Primary APN	`001-330-051-000`
Alternative APN	`001330051`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,530 sqft Living Area
1st Floor Area	1,530 sqft
Basement Area	472 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Frame
Lot Area	6,000 sqft (0.138 acres)
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Central

Location & Zoning

Street Address	400 ELM AVE
City	CHOWCHILLA
State	CA
Zip	93610-9439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOW LARK SUBD PHASE 1 LOT 11
Legal Subdivision	MEADOW LARK SUBD PHASE 1
Legal Lot Number	11
Jurisdiction	MADERA CA
Township / Civil Division	CHOWCHILLA
Census Block Group	1
Census Block	1007
Census Tract	302

Owner

400 Elm Ave is owned and occupied by two individuals who acquired it in November 2024.

Source: Madera County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	400 ELM AVE, CHOWCHILLA, CA 93610-9439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage US BANK NA
Jul 28, 2023	Grant Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Jul 5, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2024
Deed Sale	Nov 26, 2024
Prior Sale	Jul 28, 2023 · Amount on File
Deed Document Number	202425688
Prior Transfer Date	Nov 19, 2024
Prior Transfer Doc	0000025688
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADERA CA
Recording Date	Jul 28, 2023
Property Address	400 ELM AVE, CHOWCHILLA, CA 93610-9439
Document Number	0000014327
Map Reference	MB 47 PG 134&135
Instrument Date	Jul 28, 2023
Instrument	2023014327
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 ELM AVE, CHOWCHILLA, CA 93610-9439

Mortgage

Document Number	0000014329
Date	Jul 28, 2023
Instrument	2023014329

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2038

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADERA CA
Recording Date	Jul 28, 2023
Property Address	400 ELM AVE, CHOWCHILLA, CA 93610-9439
Document Number	0000014326
Map Reference	MB 47 PG 134&135
Instrument Date	Jul 27, 2023
Instrument	2023014326
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 ELM AVE, CHOWCHILLA, CA 93610-9439

Mortgage

Document Number	0000014328
Date	Jul 28, 2023
Instrument	2023014328

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADERA CA
Recording Date	Jul 5, 2018
Property Address	400 ELM AVE, CHOWCHILLA, CA 93610-9439
Document Number	0000015174
Map Reference	MB47 PG134&135
Instrument Date	Jun 13, 2018
Instrument	2018015174
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	FIRST AMER TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	400 ELM AVE, CHOWCHILLA, CA 93610-9439

Mortgage

Document Number	0000015175
Date	Jul 5, 2018
Instrument	2018015175

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 400 Elm Ave was $3,900 with a homeowner's exemption.

Source: Madera County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	California
County	Madera County
Municipality	Chowchilla City
Elementary School District	Chowchilla Elementary School District (KG - 08)
Secondary School District	Chowchilla Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$368,301 (+2%) Land $41,616 Building $326,685
2025	$3,900.00 Homeowner's exemption	$361,080 Land $40,800 Building $320,280
2023	$1,782.00 (+5.01%)	$160,263 Land $29,535 Building $130,728
2022	$1,697.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 400 Elm Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Elm Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHOWCHILLA CITY WATER DEPT serves 13,916 people · EPA ID CA2010001
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	1,000 / 1,000
Cal.net Fixed Wireless	100 / 20

May also be available: Race Communications, T-Mobile, Verizon.

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