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400 Earle Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 400 Earle Ave, Covington, KY 41015 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 992 sqft · built 1921
Lot Size0.15 acres (6,554 sqft)
OwnerIndividual Name on File
Last Sale$90,500 (Jul 2020)
Tax Bill$1,199 (2025)
Deeds & MortgagesJul 2020 Mortgage
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN056-34-03-010.00

Property Details

APN / Parcel Number

Primary APN056-34-03-010.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area992 sqft Finished Area
Gross Area1,104 sqft

Exterior

Year BuiltBuilt 1921
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area6,554 sqft (0.15 acres)
Lot Dimensions145 ft deep x 45.2 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number0563403010.00
Street Address400 EARLE AVE
CityCOVINGTON
StateKY
Zip41015-1609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH DINMORE PARK PT LOTS 98 THRU 103A 45.20'X 145' NS EARLE 170' E GLENN
Legal SubdivisionSOUTH DINMORE PARK
Legal Phase3A
Legal Lot Number98
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1004
Census Tract61200

Owner

Source: Kenton County records · APN 056-34-03-010.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address400 EARLE AVE, COVINGTON, KY 41015-1609
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2020Deed of Trust, Mortgage · FHA Mortgage
HUNTINGTON NAT'L BK
Jul 31, 2020Warranty Deed, Transfer · FHA Mortgage
HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 31, 2020 · Amount on Record
Deed SaleJul 31, 2020 · Amount on Record
Prior SaleApr 26, 2004
Deed Document Number0000034785
Deed Book / Page34 / 785
Record UpdatedJun 08, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address400 EARLE AVE, COVINGTON, KY 41015-1609
Document Number0000000069
Instrument DateJul 17, 2020
Transaction TypeMortgage
Record UpdatedSep 10, 2020
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 EARLE AVE COVINGTON KY 410151609, COVINGTON, KY 41015-1609

Mortgage

Document Number0000000069
DateJul 31, 2020
Book Page000M76/000946
Instrument69
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43235
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 30, 2050

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJul 31, 2020
Property Address400 EARLE AVE, COVINGTON, KY 41015-1609
Document Number0000000068
Book / Page000034 / 000785
Instrument DateJun 09, 2020
Instrument68
Transaction TypeTransfer
Record UpdatedSep 15, 2020
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$91.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 EARLE AVE COVINGTON KY 410151609, COVINGTON, KY 41015-1609

Mortgage

Document Number69
DateJul 31, 2020
Book Page000M76/000946
Instrument69
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43235
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 30, 2050

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,199.00 (-0.5%)$90,500 (-) Land $10,000 Building $80,500$90,500 (-) Land $10,000 Building $80,500
2023$1,205.00$90,500 Land $10,000 Building $80,500$90,500 Land $10,000 Building $80,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170612001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Nearby Flood Policies12 in force
Nearby Flood Claims22 (1993–2025)
Claims Outside the SFHA4 of 22
Most Recent ClaimApr 2025, other causes, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 3 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 13 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Ritte's East Historic District
listed 2014 · 628 contributing resources · NRIS 14000459

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 125 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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