400 E Water, Milford, TX 76670 Property Records

Ellis County property record for 400 E Water, Milford, TX 76670

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,230 sqft · built 1900
Lot Size	0.332 acres (14,462 sqft)
Owner	2 Individual Names on File
Last Sale	$100,100 (Dec 2018)
Tax Bill	$752 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R185211`

Property Details

APN / Parcel Number

Primary APN	`R185211`
Alternative APNs	`58047000000400109` `185211`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,230 sqft Living Area
Gross Area	1,540 sqft
1st Floor Area	930 sqft
2nd Floor Area	300 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1970
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,462 sqft (0.332 acres)
Garage Type	Detached
Garage Area	928 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	598 sqft
Deck Area	110 sqft
Greenhouse	192 sqft
Storage Building	168 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	400 E WATER
City	MILFORD
State	TX
Zip	76670-1079
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	470 E L HOGAN 0.332 AC
Legal Subdivision	E L HOGAN
Jurisdiction	ELLIS TX
Township / Civil Division	ITALY
Census Block Group	2
Census Block	2106
Census Tract	61000

Owner

400 E Water is owned and occupied by two individuals who bought it in December 2018.

Source: Ellis County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	400 E WATER, MILFORD, TX 76670-1079
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2019	Deed of Trust, Mortgage NEWREZ MTG
Dec 11, 2018	Warranty Deed, Transfer STEARNS LNDG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2018 · Amount on File
Deed Sale	Dec 11, 2018 · Amount on File
Deed Document Number	201835403
Prior Transfer Date	Dec 6, 2018
Prior Transfer Doc	0000035403
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	400 E WATER, MILFORD, TX 76670-1079
Document Number	0000026601
Instrument Date	Aug 31, 2019
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	TEXAS TITLE COMPANY, TEXAS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E WATER MILFORD TX 766701079, MILFORD, TX 76670-1079

Mortgage

Document Number	0000026601
Date	Sep 9, 2019
Instrument	26601

Lender

Name	NEWREZ MTG
Address	PLYMOUTH MEETING, PA 19462

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Dec 11, 2018
Property Address	400 E WATER, MILFORD, TX 76670-1079
Document Number	0000035403
Instrument Date	Dec 6, 2018
Instrument	35403
Transaction Type	Transfer
Record Updated	Dec 31, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 HUTTON CENTRE DR SANTA ANA CA 927078706, SANTA ANA, CA 92707-8706

Mortgage

Document Number	35404
Date	Dec 11, 2018
Instrument	35404

Lender

Name	STEARNS LNDG LLC
Address	SANTA ANA, CA 92707

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 400 E Water was $752 with exemptions applied, up 31% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Milford Town
Unified School District	Milford Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,711 (+1%)	$209,284 (+4.91%) Land $50,000 Building $159,284
2025	$752.00 (+31.01%) Homeowner's exemption Senior Citizen's exemption	$152,465 Land $45,000 Building $154,483	$199,483 Land $45,000 Building $154,483
2024	$574.00
2023		$190,960 Land $35,000 Building $155,960	$190,960 Land $35,000 Building $155,960
2018	$455.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 E Water in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 E Water is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILFORD serves 796 people · EPA ID TX0700006
Water Source	Purchased surface water from FILES VALLEY WSC
Last State Inspection	Nov 2024
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Rise Broadband Fiber	1,000 / 200

May also be available: Nextlink.

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