400 E Trade St, Charlotte, NC 28202 Property Records

Mecklenburg County property record for 400 E Trade St, Charlotte, NC 28202

Property Summary

Property Type	Commercial
Details	2 ba · 18,390 sqft · built 1927
Lot Size	0.247 acres (10,759 sqft)
Owner	Company Name on File
Last Sale	$3,076,500 (Dec 2024)
Tax Bill	$28,432 (2023)
Deeds & Mortgages	Oct 2017 Sale Oct 2017 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`125-023-01`

Property Details

APN / Parcel Number

Primary APN	`125-023-01`

Interior

Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	18,390 sqft Gross Area
1st Floor Area	6,252 sqft
Upper Floors Area	10,704 sqft
Basement Area	1,434 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1980
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Other
Lot Area	10,759 sqft (0.247 acres)
Porch	Finished/Open Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	400 E TRADE ST
City	CHARLOTTE
State	NC
Zip	28202-2428
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	UMUD
Legal Block	3
Legal Lot Number	1
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2010
Census Tract	101

Owner

400 E Trade St, a commercial property, is owned by a company that bought it in December 2024.

Source: Mecklenburg County records, as of September 2, 2026

Owner of Record	Company Name on File
Mailing Address	400 E TRADE ST, CHARLOTTE, NC 28202-2428
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2017	Grant Deed ATTORNEY ONLY
Oct 3, 2017	Grant Deed ATTORNEY ONLY
Sep 14, 2017	Grant Deed, Transfer ATTORNEY ONLY
Sep 14, 2017	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2024 · Amount on File
Deed Sale	Dec 23, 2024 · Amount on File
Prior Sale	Sep 14, 2017 · Amount on File
Prior Transfer Date	Oct 2, 2017
Prior Transfer Doc	0000134045
Record Updated	Oct 29, 2026

October 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 3, 2017
Property Address	400 E TRADE ST, CHARLOTTE, NC 28202-2428
Document Number	0000134044
Book / Page	032169 / 000244
Instrument Date	Oct 2, 2017
Instrument	134044
Record Updated	Oct 19, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 31083 CHARLOTTE NC 282311083, CHARLOTTE, NC 28231-1083

October 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 3, 2017
Property Address	400 E TRADE ST, CHARLOTTE, NC 28202-2428
Document Number	0000134045
Book / Page	032169 / 000248
Instrument Date	Oct 2, 2017
Instrument	134045
Record Updated	Oct 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$4,100.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 31083 CHARLOTTE NC 282311083, CHARLOTTE, NC 28231-1083

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 14, 2017
Property Address	400 E TRADE ST, CHARLOTTE, NC 28202-2428
Document Number	0000124791
Book / Page	032119 / 000814
Instrument Date	Sep 8, 2017
Instrument	124791
Transaction Type	Transfer
Record Updated	Sep 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 31083 CHARLOTTE NC 282311083, CHARLOTTE, NC 28231-1083

September 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 14, 2017
Property Address	400 E TRADE ST, CHARLOTTE, NC 28202-2428
Document Number	0000124790
Book / Page	32119 / 810
Instrument Date	Sep 8, 2017
Instrument	2017124790
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Tax	$4,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	132 BREVARD CT, 132, CHARLOTTE, NC 28202-1927

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 31083, CHARLOTTE, NC 28231-1083

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,946,400 Land $2,251,300 Building $695,100	$2,946,400 Land $2,251,300 Building $695,100
2023	$28,432.00 (+25.83%)	$2,946,400 Land $2,251,300 Building $695,100	$2,946,400 Land $2,251,300 Building $695,100
2022	$22,596.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 E Trade St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 400 E Trade St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Google Fiber, Spectrum, T-Mobile, Verizon.

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